Let us show you how to take back control of your mortgage. Either to annihilate it, or how to use the bank’s money to build your own investment portfolio.
We have mapped out the typical journey to create a profitable property investing portfolio – we call it The Mortgage Lifecycle. The Mortgage Lifecycle breaks down the journey into three stages.
Our masterclasses and courses are completely self-paced. It’s easy to fit them into your schedule. You can binge them over a weekend or two or watch one video at a time over the course of months. They’re available on-demand 24/7.
We have mortgage classes and property investment courses for every stage of your property investment journey. Whether you’re just getting started or are looking for advanced mortgage structure strategies, we’ve got something for everyone.
Step away from the doom and gloom the media create and see 2022 as a great time to take meaningful action.
If you want to take advantage of all of the uncertainty in the property market over the next few years then pick up our new book.
After helping thousands of homeowners and investors get on the right path with their mortgages we decided to bind the best ideas and case studies together and create a roadmap for people who want to create financial freedom for themselves over a 10 year timeframe.
Don’t let rising interest rates (towards the average) and a falling property market (towards the average) stop you from making logical decisions about your wealth building. The world might seem like it’s falling apart but you can choose to ignore the ‘bad news’ that sells papers and TV advertising and focus on yourselves.
Pick up your copy and get some clarity on how to build a property portfolio that generates income for life and creates freedom for you and your family.
It was great dealing with Frankie and Zhiyang. They were proactive, honest, informative and straightforward. Highly recommend this team.
Replied to an email and in no time at all, my mortgage was refixed and potential savings not to mention years OFF my mortgage repayment schedule were finalised and organised. Alejandro was easy to communicate with and very efficient. I am usually a bit hesitant about this sort of thing, but if I hadn't responded I would not be reaping the benefits. Thank you mortgagehq for the awesome service.
What we appreciated was the honesty and the options they provided to make things easier for us. But the biggest highlight for us is knowing that we have a better understanding of how to structure our mortgage, how to save better and how we can possibly pay our mortgage off faster, if we stick to the plan. This is something that our last 2 mortgage brokers did not do for us!
I just want to take a moment to thank Jeremy and his team for all their help during my first home hunt process. Jeremy’s wealth of knowledge on the finance stuff is stunning. I always enjoyed and learned from our discussions. He has shown lots of patience under many circumstances. Though I was bugging him with multiple emails for different properties, he was responded to every single email on time, never missed one. I look forward to working with him in the future.
I have had the easiest time renewing our mortgage. I am very impressed with Zhiyang & Frankie, they made the process so simple and were there to answer any questions and provided confident advice. They found us a great rate, a far better deal than I ever would've. They put our money to much better use. Thank you so much guys you were amazing, far less stress with a great outcome.
Zhiyang and Yang were excellent in sorting out our new mortgage. Zhiyang in particular was on the ball and super proactive, always flexible with my work commitments getting in the way of appointments too. Very happy with their service, and looking forward to taking an even more proactive approach to our finances. Would recommend them to you, as I have to our friends who are in the market.
Jack was professional, responsive and very easy to work with to find the right mortgage and payments options for us. The work Jack did for us was excellent in short. Our bank transition was seamless. If you're wanting to get ahead with your mortgage repayments, change banks or restructure your mortgage to do some renovations as we did, then speak to these guys, they know what they're doing!
We used mortgagehq to help us get a mortgage for our first house. Our broker was excellent and talked us through the entire process and explained the best options for us. He was always available to talk even outside of normal work hours. Buying a house for the first time can be quite stressful so having someone there to help us through the process really made things so much easier. I would definitely recommend using mortgagehq.
This is our second time using mortgagehq, Blandon and the team were very helpful in providing options and explaining the different loan structures.
Worked with David for about 12 months on various properties until we found our dream home. The team were fast & responsive, worked constructively with the bank to get a great deal and work through some application complexities and overall a very human approach. No silly questions on our part - we were guided every step of the way. Highly recommended and just made the process much easier.
We are proud to have been featured on a number of important New Zealand real estate, property and news websites. Some articles have written about us, some articles feature Andrew Malcolm’s contributions via interview and other articles were written by us.
She was very disciplined and making extra payments into her mortgage - but frustrated with the slow progress. It’s a common mistake to think that paying your mortgage down is the fastest way to get mortgage free. The first thing Hang decided was she needed a lower interest rate and to get some cash back. This was her thinking when she met us in 2016. We started arranging these options for her, but our advice process goes a step beyond that. Although her mortgage hadn’t reduced much over 3 years, her home’s value had increased every year. So we asked, “looking at your home's increase in value, what would owning another property mean for you? A property where the rent covered all the costs but still had extra profit to pay down your home’s mortgage for you.”
She was thinking that she could hold that second property for a few years, then sell it to pay off a large chunk of her mortgage. The fastest way to get mortgage free is to rejig your life so you can make dramatically bigger payments.
The next question we asked her, “What if you could own 3 more? Instead of just an extra 1?” It’s a scary thought! Because in most people’s mind, there are 2 major hurdles: One, This is a lot of debt! Isn’t that dangerous…? Secondly, how on earth would I be able to borrow that much? We built a plan with her, including buying guidelines for the next property she had to look for. As Hang's wage income was modest, cash flow was the first objective.
Portfolio value: $2.8 Million
Portfolio equity: $1.2 Million (also her net worth in property)
Annual portfolio profit: $28,000+
What I am most impressed about with Hang’s achievement is that she achieved $1.2million dollars of equity whilst only earning a 5 figure salary! And in just 5 years – how long would it take you to save a million dollars on your salary? In saying that, the truth must be told – it was not easy at all! It took a lot of determination, dedication and a fine mortgage adviser 😛 – Blandon Leung
She earns over $500 per week just from her investments.
She has achieved her dream of becoming mortgage free in just 5 years.
Every day Hang wakes up knowing she is able to sell part of her portfolio to clear all her debt. Or if she sold all of her properties she would have $1,200,000 in her bank account.
If you would like to learn more about how you could buy your next 3 properties using the equity in your own home – check out our stage 2 masterclass or get serious and join the 3 property accelerator course.
For you to experience extraordinary results we need to provide you with unusually good advice.
We do this by following a continually evolving process that moves past explaining your current options and includes forecasting how your decisions will create or eliminate options in your future.
Owner & Managing Director
Owner & Senior Adviser
wealthhq and insurancehq
Senior Mortgage Adviser
Head of Servicing
Head of Settlement
What do you think one of the single worst things to happen could be when buying a property in New Zealand? We reckon that paying
Mortgage Calculators To Discover Your Home Loan Options Instantly Online. Mortgage calculators are a great way to help you get the most out of your