Banking update 25 March
Government 6 month mortgage holiday Most banks have now opened an application form on their websites to apply for mortgage holidays – we would recommend
The Biggest Risk Facing Investors Today
The least sexy thing about property investing is probably one of the most important. A couple of friends and I were having a chat after
23 Tips For Property Investors Who Want To Maximise Borrowing and Savings
If you’re a property investor looking to maximise your property and mortgage savings this is information for you. Many property investors do not take advantage
Rapid portfolio building
You’ve heard the stories.”I built a 10 property portfolio in 17 months…”To build that fast. You need. Infinite Growth. To rapidly build a portfolio requires
Making Mortgage Interest Tax-Deductible
AGenerally speaking, only if they’re investment properties and only if it’s set up properly. Probably, in most cases, you’ll be using a property accountant to
LTC (Look through company)
LTC’s in 60 seconds Property investors often use an LTC, which is officially know as a Look Through Company. Why? well, there are a couple
Mortgage Tips for Self Employed
How to get a mortgage with a main bank if you are self-employed Some people think, “Hey, I’m self-employed. It’s really hard for me to
10 steps to help you navigate the home buying process
When buying your first home, you’re often bombarded with opinions from friends and family who’ve done it before. They’ve added small amounts to your knowledge
Reduce property ownership costs
Reduce your council rates bill.Reduce what you pay to the bank.Reduce your insurance costs.Reduce your maintenance costs. How to Reduce your Auckland Council Rates Bill
The Bright Line Test
The bright-line rule in New Zealand for residential property is very straightforward. It says you’ll pay tax when you buy and sell a residential property within
Rental Yield Calculator
Every property investor worth their weight in salt has a tried and trusty spreadsheet for calculating rental yields. But, chances are the one you are
Residential Tenancy Agreement Forms (RTA)
A Tenancy Agreement is a legal contract so please be wary before entering into one. You would be wise to consult your lawyer. If you
Mortgage Debt Consolidation
What is debt consolidation? Debt consolidation is when you take some or all of your different loans and put them into a new loan with
Cross-Security. When, why, why not.
What is Mortgage Cross Securitisation? When a bank has security over multiple properties but treats them as a single security. For instance, you have 2
Interest-only Mortgages
Using Interest-Only Mortgages to Minimise Payments Generally, interest-only mortgages are designed to allow a property investor to secure new property by using their current home(s) as security
How to buy your second property
How to buy a second property without any cash savings! If you want to use equity to get a mortgage to purchase then you need
The three pillars of money-making with property
An introduction to the three pillars of Money Making in Property Here are the 3 basics you should look out for when you’re buying an
Investment Strategies
Renovate Property like a Successful Investor When you’re trying to create equity and cash flow from your current or potential properties, often the easiest way
