Whose side are Mortgage Brokers on?
Wondering if mortgage brokers work for you or the bank? Learn how mortgage brokers in NZ are paid, what they do and how they can help you find the right mortgage.
Zhiyang Cheng,
Commercial Director & Financial Adviser
Advice for every stage, all our knowledge in one place.
Resources
Showing 1–8 of 8
Granny Flats NZ: New Rules, Rental Demand & What Homeowners Need to Know
Zhiyang Cheng · 6 min. read time
Property Investing NZ: Is Now the Best Time to Buy?
Zhiyang Cheng · 4 min. read time
How To Stop Relying on Capital Gains: The New Rule for NZ Property Investment
Zhiyang Cheng · 4 min. read time
How to buy 25 Profitable NZ Properties in 3 years
Zhiyang Cheng · 4 min. read time
How do you increase borrowing capacity?
We look at your full income picture — salary, rental income, business income, family contributions — and find ways to present your position as strongly as possible to the right lender. Sometimes it’s about structure, sometimes it’s about lender selection, sometimes it’s both.
What lending strategies do you use for investors?
Depending on your goals and position, we might look at interest-only periods, revolving credit, equity recycling, fixing strategically, or restructuring across multiple properties to free up capacity. It’s not one-size-fits-all — it depends on where you are and where you’re going.
Property Value NZ: How to Find Your Home’s Worth
Zhiyang Cheng · 5 min. read time
Another OCR drop? Three smart ways to restructure your mortgage now.
Zhiyang Cheng · 3 min. read time
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