Join our team
We're hiring more associate advisers in 2026. Lead flow that doesn't need to be cold-sourced. A framework that's already won at the national level. Compliance done right so you can focus on advice.
A career that grows with you
MHQ runs a transparent progression model. Compensation, lead allocation and remit are tied to demonstrated competence.
Base salary + lender commission share + performance.
No upfront fees to clients (that's the model). No commission-first pressure on advisers (that's the standard). You're compensated for advice quality and client outcomes — not just settled volume.
What’s covered:
- Base
Stable salary — covers your fixed costs. Reviewed annually. - Commission share
A defined % of lender commission on files you settle. Transparent ledger. - Performance bonus
Tied to client retention, NPS, and growth into your next role — not just settled volume. - Benefits
KiwiSaver employer contribution at 3.5%. Pro fees & PDP budget. Flexible WFH policy.
Insurance: Secure the position you are building.
Eight client meetings, one case review, time to think.
Our advisers don't run 20 meetings a week. They run 8 deep ones, structured around the SLIP advice process. Discovery calls Monday + Tuesday. Strategy meetings Wednesday + Thursday. Settlement reviews and case study writing Friday morning. Case review with Head of Advice every Friday afternoon.
Why MHQ makes sense:
- Pre-qualified leads — no cold outreach
- Booked through ActiveCampaign, no manual triage
- Compliance sign-off available within 24 hours
- Knowledge Base articles to share during consultations
“Thank you very much in helping us sort our mortgage quick and easy. We highly appreciate the prompt responses and constant communication of Anna and her team that enabled us achieve our goal in refinancing our home loan. Great service and highly recommendable!”
— Gene p
“Amazing service provided by the MHQ team. Dealt with Simon regarding refinancing our existing mortgage. All went extremely smooth and got the best of best offer available in the market during our application process. The advice we received was genuine and 100% aligned to our goals and future expectations. Would highly recommend signing up with MHQ if someone need mortgage/financial advice as the team is very experienced and have competitive approach.”
— Rohit Saini
“Hari was an absolute legend! He is always accurate, well-organised, prompt, and caring, and he makes sure to consider my needs based on my circumstances. He was always there whenever I had questions. Without his support, I wouldn’t have been able to achieve this goal so quickly. I feel honoured to have worked with him.”
— Yasuko Okamura
“Massive props to Frankie and Alejandro for sorting out my refinancing. Gave some excellent advice on the new structure. And when the bank came out with their 1.5% cashback offer they fought really hard to get it – needed bank manager approval and documents reissued – but definitely worth it. I can’t recommend these guys enough.”
— Edmund Yeung
More Available Positions
Associate Adviser
Mt Wellington, Auckland
Mortgage & Financial Services
Full time
We are seeking a highly motivated and proactive individual to join our team as an Associate Adviser. This is a high-impact role within the MHQ “Engine Room,” serving as a critical link between our clients, advisers, and lenders to ensure a seamless application and settlement process.
This role is designed for someone who is quick to learn, technically minded, and ready to master the fundamentals of mortgage advisory and business development.
Success in this role will be measured by your ability to:
- Support Advisers with prospecting and appointment-setting, and sell MHQ services to both hot and cold leads.
- Complete refix processing, borrowing summaries, and servicing calculations for new and existing clients.
- Process and compile mortgage applications in alignment with company policy, liaising with banks and third parties to ensure timely settlements.
- Conduct GPCT calls and create qualified prospect profiles in GetTrail to identify the best financial options for our clients.
- Assist in maintaining quality control processes and act as a solutions expert for the wider business.
Career Progression & Leadership:
As an Advisory Associate, you are the gateway to our junior staff and interns. You will be responsible for ensuring they are supervised and upskilled, offering you a unique opportunity to develop leadership and coaching skills early in your career. We are committed to your professional development and provide a clear pathway toward becoming a fully qualified Financial Adviser.
We invite you to learn about the MHQ mortgage lifecycle and our vision for client success:
https://mhq.co.nz/mortgage-lifecycle
Check out our YouTube channel to see our team in action.
Qualifications & Skills:
- Level 5 Financial Services Certificate is highly regarded; however, we also welcome applications from those currently enrolled or strongly motivated to obtain this qualification.
- A strong sales background with the confidence to handle outbound calls.
- Quick to adapt to lending and financial concepts (servicing, quotes, and calculations).
- Exceptional communication skills and the ability to manage multiple workflows with urgency.
Expectations:
- You will be the “Engine Room” lead for application follow-ups, document collation, and lender (banker) chasing.
- Maintain accurate CRM records and provide regular performance reports to management.
- Proactively contribute to process efficiencies, such as refining our refix and servicing tracking mechanisms.
- Support a positive, high-performance culture by taking initiative and solving problems effectively.
The Challenge:
The Advisory Associate role requires a high level of dedication, long hours, and a willingness to be continuously challenged. It is a demanding environment that rewards those who are detail-oriented, resilient on the phones, and committed to helping clients achieve financial freedom.
How to Apply
If you are ready to take the first step toward a successful career in financial advice with a top-tier firm, we want to hear from you.
Apply now by emailing your application to: [email protected]
Financial Adviser – KiwiSaver & Insurance
Mt Wellington, Auckland
Brokerage (Insurance & Superannuation)
Full time
$85,000 – $100,000 per year
A rare opportunity to help shape a growing advice division.
MHQ is growing and we’re looking for the right Financial Adviser to join our expanding KiwiSaver and Insurance team.
This is not just another advice role, this is an opportunity to step into a business with strong momentum, warm referral pathways, established client relationships, and a clear ambition to become one of New Zealand’s leading advice businesses across mortgages, KiwiSaver, insurance and wealth.
We’re looking for someone who wants to give meaningful advice, build long-term client relationships, and be part of a team that is genuinely building something.
The role
This is a hybrid KiwiSaver and Insurance advice role. You’ll be working with both new and existing MHQ clients, providing advice across both areas.
If your background is mainly in KiwiSaver, we’d want you to be open to developing your capability in personal insurance advice. If your background is mainly in insurance, we’d want you to be open to building your KiwiSaver advice capability.
We’re looking for someone who sees value in providing more than just one part of financial advice and wants to become a more well-rounded adviser over time.
You’ll be supported by a strong internal referral network, particularly from our established mortgage team, meaning you’ll be having quality conversations with clients who already know and trust MHQ.
This is not a cold-calling role.
You won’t be expected to spend your days chasing leads from scratch. Instead, you’ll be working within a business that has real client flow, real opportunity, and a growing demand for quality financial advice.
The right person will play an important role in helping us grow this part of the business properly.
What you’ll be doing
In this role, you’ll:
- Provide clear, practical and compliant KiwiSaver advice.
- Provide personal insurance advice across areas such as life, trauma, income protection, mortgage protection and health insurance.
- Work closely with MHQ mortgage advisers to identify client needs and advice opportunities.
- Build strong, long-term relationships with clients through reviews and ongoing advice.
- Help clients make informed decisions about their financial future.
- Maintain accurate advice records and meet compliance requirements.
- Contribute to the growth and development of MHQ’s KiwiSaver and Insurance division.
- Be part of a collaborative advice environment where the client outcome comes first.
Who we’re looking for
We’re looking for someone who is capable, motivated and client-focused.
Someone who understands the responsibility that comes with giving financial advice, but also sees the opportunity in being part of a business that is growing quickly.
Ideally, you’ll have:
- Level 5 Financial Advice qualification (non-negotiable).
- Experience providing KiwiSaver advice and/or personal insurance advice.
- A willingness to upskill across both KiwiSaver and Insurance if your experience is stronger in one area.
- Strong communication and relationship-building skills.
- Confidence working with clients and referral partners.
- A professional, organised and compliant approach.
- Strong attention to detail.
- A team-first mindset.
- The ambition to grow with the business over time.
Why MHQ?
MHQ is an established advice business with a strong reputation in the mortgage market and a growing presence across KiwiSaver, insurance and broader financial advice.
Our purpose is the pursuit of financial freedom, demystified for Kiwis.
Joining MHQ means joining a business with:
- A strong and trusted brand.
- A large and growing client base.
- Quality referral opportunities.
- Dedicated administration and compliance support.
- Experienced leadership.
- A collaborative team culture.
- Clear growth plans across KiwiSaver, Insurance and Wealth.
- The chance to help shape an important part of the business.
This is a role where the right person can make a real impact, not just by writing advice, but by helping us build the standard, structure and client experience for what this division becomes.
Sound like you?
If you’re an adviser who wants to work across KiwiSaver and Insurance, build strong client relationships, and be part of a business with genuine momentum, we’d love to talk.
Apply now by emailing [email protected] with your CV and a brief cover letter telling us about your experience and what you’re looking for in your next role.