“How is this couple with ordinary jobs in their 30s able to own 6 properties while my own parents are still paying off their first mortgage in their 50s?”
This question sent me on a personal journey discovering the secrets to mortgage management that separate the very successful property investors, from those who retired satisfactorily with their house paid off, or maybe even weren’t ever able to retire.
I found out it simply came down to 2 distinctive differences between them. Firstly, their perception of debt and secondly, how they managed it. When I learned this, it became my passion to share this knowledge. Eventually, I founded mortgagehq with Andrew. It has been a great pleasure and privilege to see it grow to the company it is today and to look back at the thousands of Kiwi families who we have been able to help.
One of the roles of company ownership that I enjoy and take very seriously is establishing a set of values and principles which we use to guide our decision making and hiring.
At mortgagehq we aim to:
1. Share great financial concepts in their simplest form.
2. Allow Kiwis to get the most value on their mortgages.
3. Put our customers’ interests first.
4. Provide a great online experience for our customers.
When I am not planning mortgages, you can find me travelling with my wife, at church, boxing, gaming or learning how to produce videos.
I can’t wait to meet you.
Prompt efficient communication. It was great working with Zhiyang, Blandon & Ray in finding a way to restructure our Mortgage. Will defiantly recommend.
Blandon & the team made the journey to owning our first home an enjoyable one. When everyone else was saying no these guys made it happen! The service was exceptional and the rates better than everyone else by far! I would recommend iRefi to anyone!... read more
Blandon has been my mortgage broker for 2 years now, but this time Dylan arranged the roll over of my mortgage and a top up.
So it took a little time, but we got a very good rate from the bank and it was... read more
Incredible experience with iRefi on both my mortgage and insurances. Both teams had excellent communication and quite simply did not give up until the job was over the line to the best possible outcome. Highly reccomended.
Much Appreciated Blandon and Pooja
Hi Irefi on behalf of the Tulaga family i would like to thank Blandon and the team from Irefi.
where so happy and looking forward to doing business in the future.
everything went smoothly and i would highly recommend anyone whos looking for a mortagage broker... read more
Thanks Blandon for the initial assessment on our property portfolio. From the wizard software, email phone communication, through to accounting assistance it was very fast and efficient. Highly recommended.
Thanks Blandon for the application review. Very helpful and discussed the different options available in detail. Blandon was generous with his time, was not pushy and did not try to sell me anything. Look forward to working with IRefi once I find the next property ?
Wasn’t getting any progress with the bank myself so branched out to IRefi on a friend’s recommendation - Both Blandon and Zhiyang were super efficient and got me the best result possible within the week. Cannot recommend IRefi enough.
I happened to chance upon iRefi when I answered my sisters phone one day while she was driving... Blandon introduced himself then asked me if I had a mortgage. He then proceeded to ask for my email address as he wanted to send some information... read more
I was recommended iRefi by a friend and I found them very helpful! Thank you Yang and Blandon for making the process smooth and easy, you were both great to work with :)
Great team. Open and honest consultative approach. Blandon showed a lot of patience explaining the whole home purchasing process to my wife and I as first home buyers. Really enjoyed working with him and will recommend him to anyone I know looking to buy a... read more
Despite the banks getting super tough due to new rules and regulations Blandon never gave up and in the end got me the best deal ever, and on top of that the largest cash back my solicitor had ever seen as well! Thanks Blandon and... read more
Highly recommended. I switched to using irefi after learning they are able to get me a lower rate than my ex broker could offer me. The process was extremely simple and fast. Everything was done online on their website (you can save changes if not... read more
Blandon Leung and Dylan Brooks totally took the mystery out of securing the best possible mortgage rates and structure.
Blandon understood our financial position and goals with ease and was very quickly able to advise the optimal way forward. Saves my wife and I so... read more
Blandon and the team at IRefi provided patient and professional advice when I needed to refinance my home loan.
Thank you for the awesome work!
We recently refinanced our mortgage through iRefi and it was smooth and effortless. Blandon took us through the whole process and explained everything patiently and advised us on different aspects of what we should consider (splitting packages etc). We managed to acquire a really great... read more
After spending lots of time with my bank and not getting a heads up for more investment opportunities I gave Irefi a call and within minutes was deciding to let them roll with my financial troubles. Needless to say that they got me straight on... read more
Huge thanks to Dylan and Blandon who got me a great deal when it was time to refix my Mortgage. Brilliant service, good communication and professional advice! :)
Buying a property with no experience is daunting, there are so many things to consider and variables that come into play.
I started off by asking my own bank, who weren’t as personal and attentive. So I sought out mortgage advice from someone else.
Blandon from... read more
After a few unsuccessful attempts to get a loan for an investment from the Bank, we contacted IRefi. We met Blandon Leung and together we set a potential budget to invest in a property.
After a year into the investment, thanks to the fabulous low interest... read more
Dylan and Blandon from IReFi got me a really good deal when it was time to refix my Mortgage. Trouble free and the best rates around. Very happy with their service :)
Actually incredible !! These guys make things happen!! Fast an thorough !! They explain everything in detail an make it an easy process to go through! Special thanks to blandon !! Thanks for helping us into our first home guys! Forever grateful! ☺️
Blandon was super helpful with explaining our mortgage options. Being an investor himself, also suggested a couple of other fantastic investment strategies that really cemented and provided that clarity we needed for next steps.
Zihang and Ray have been awesome they have completely changed my property portfolio and shown me a heck of a lot in the short time I've been with them Im glad I reached out after watching Blandon on YouTube I'm excited about the future with... read more
Blandon's team is amazing ! Zhiyang and Ray had helped me to get my lending approved when I was stuck with my first broker who said it was impossible. And later Frankie helped me to restructure my loan with a better rate. The entire process... read more
Great and prompt service, very informative and pleasant to work with. We worked with Zihang and Blandon. Thank you guys for your wonderful advice along the way. We couldn't have done it without your expertise and tremendous support to the end.We do highly recommend your... read more
Probably the best and most realistic financial advice we've ever been given. We've also been given a lot of support and strategies that were tailored to our situation. We've already recommended Blandon several times to others because he has shown us opportunities that we didn't... read more
Raise your hand if this process is normally an anxious one! We had our hiccups initially (I suspect it is due to the insane market at the end of 2020) but when crunch time came, Blandon, David Chamberlain, and Yang really pulled through. Thanks everyone!
Highly recommend MortgageHQ - have had both Blandon and Alejandro be incredibly helpful with both setting up the loan and continued maintenance. Thank you team!
The team at mortgagehq communicates well and are really responsive. Shanel was always available to take my calls and helped expedite the process with the bank. Blandon is very knowledgeable, communicates well and was very patient with me. I particularly liked the video series and... read more
Getting your first mortgage is terrifying, but as soon as you jump on the phone with Blandon it feels like a breeze. He genuinely wanted me to succeed, so I felt completely safe throughout the process. Not to mention great advice!
Great and professional services provided by these guys. Blandon, Yang and Ray always provide excellent advices and quick response. Highly recommended.
Mr. Zhiyang Cheng from mortgagehq has not only helped me and my husband purchase a great property in an in-demand location, but also made sure we have a great mortgage structure. He is a hard and smart worker who has nothing but genuine passion in... read more
All I can say is wow! These guys are amazing. Both Daniel and Blandon!!!! I was first in contact with Blandon Leung in 2018 when they were called irefi. I was looking at refinancing my mortgage at that stage. He was very knowledgeable, very helpful... read more
Great service. Went through them when first settling mortgage, now again for renewal. Blandon, Tracie, and Will have been awesome helpful along the way.
Frankie / Blandon, and the team at Mortgage HQ have always been professional, prompt and provided me with the best interest rates for my personal situation.Highly recommended A++
Great and professional services provided by these guys. Blandon, Yang, Ray and Frankie always provide excellent advices and quick response. Highly recommended.