About mortgagehq

Andrew here,

When Blandon and I started in business together, we shared the same frustrations but found we were each approaching things differently. I was helping mortgage advisers with their marketing and strategy but finding that clients were not properly looked after along the way. Blandon was helping clients with insurance but found his true passion in property investing and ownership when he worked with families successfully building and creating equity through smart mortgage use. 

Each of us had branched out on our own and through chance encounter met at the right time to start working together. Since late 2015 we have been helping people save money on their mortgages and make smarter property investment decisions using case studies and learning from our clients and exhaustive research (which we love doing).

I have had a poor experience with the bank and other brokers when I was looking at my own mortgage options many years ago… to me, it seemed so simple to just help clients figure out what they do not already know and streamline the process for them. I became frustrated with the lack of quality information available for kiwis in regards to mortgages and property. 

Initially, we focused on building powerful online mortgage calculators and property investment tools to put power in the hands of everyday Kiwis. We quickly discovered that in addition to being able to help themselves people needed better experts to guide them through the mortgage advice process. We wanted to build a team of advisers that put clients first and refused to play the industry game of commission-only salespeople because those conditions can cloud your judgement. A structure of clients first and team second was forged. Our team is paid salaries. No one is pressured to force clients into higher commission products or lenders. Blandon’s passion and knowledge are industry-leading and admirable which means we’re often inundated with enquiries. 

When hiring advisers for our team, it is stressed to them the importance of a client-helping culture and long term relationships. Our clients tell us that they appreciate us keeping in touch with them. Typically we make contact every 6-12 months to ensure customers are still receiving excellent service from their banks; their mortgages are still working for their current situation, to discuss investment strategy and to have a conversation. 

It is with great pride that mortgagehq now has over 500 reviews on Google from people `who are so stoked with what we could achieve for them, and how we dealt with them as humans rather than as a task. I cannot promise perfection but I assure you that we know what we are doing and we will always put your needs above our own. If we don’t know… we will help you find someone who does. 

All team members use personal mobiles for communicating with clients – you can text, call, leave a VM and know they will get the message and be in touch. Please feel free to contact me on my personal mobile 021 424 027 or email me directly andrew@mhq.co.nz

Check out our 50+ videos on YouTube here

Andrew Malcolm
Managing Director, mortgagehq