We started in 2015 to provide transparent advice and low rates to kiwis. Andrew explains the story and why NZ needed another mortgage adviser.
10,000 years ago families were fighting over caves as a place to keep their family warm and store their wealth.
Andrew and Blandon co-founded mortgagehq together in 2015.
Our advisers can achieve you fantastic results with the help of submission, servicing, and settlement specialists. Learn how our team works together for you.
Book a 10-minute introductory chat. We can help clarify your current situation and immediate goals and match you with an adviser specialised in your situation.
Choose a mortgage adviser to work with you, broker your mortgage, and help guide you to achieving your property, mortgage and financial goals.
What does a mortgage broker actually do for you? Can you trust them?
Learn what to expect and how we help at every stage of the process.
Current mortgage rates alongside historical data. Plus an explanation of factors you need to understand before choosing a bank and mortgage rate.
How much does it cost to work with us? What are your options to get a pre-approval? And what other options are available for you.
Book a 10-minute introductory chat, we can help clarify your current situation and immediate goals then match you with an adviser specialised in your situation.
We created this model to structure our education. Learn the typical pathway kiwis take to build their financial independence, identify your stage and what you should focus on now.
Watch and read from 100s of articles and videos covering topics such as ‘beginner mistakes to avoid’, ‘interest-only mortgages explained’, and much more.
All 3 stages in the mortgage lifecycle have a masterclass to unpack exactly where you are, what options you have now, and what strategies you should implement today.
Step by step instruction on how to build your portfolio. An extensive course with over 90 easy to digest videos, spreadsheet calculators, and access to an exclusive online community.
The first principles of the Property Formula Workshop over a 7-day sprint. If you are on the fence about the property formula workshop – start here.
Learn How to Build $80,000 of Rental Income in 5 Years, with our Stage 2 Masterclass. Results vary and you should have $100,000 of usable equity before entering stage 2.
Over 20,000 kiwis have used this tool! It can tell you your borrowing power and what options you have to save money on your mortgage. More in depth results are also emailed to you with explanations.
Compare major banks borrowing power calculators – there is nearly a $500,000 difference between results. Learn the math behind mortgage calculations and what factors have the largest impact.
Calculate your mortgage repayments for principal and interest lending or interest only lending.
See how long it will take you to get mortgage free, this calculator includes the ability to add lump sum repayments at regular intervals.
Discover all your mortgage options online with our advanced borrowing power calculator. Results include your borrowing power, restructure savings and more. Make informed plans and get mortgage free.
10,000 years ago families were fighting over caves as a place to keep their family warm and store their wealth. The world was simpler, you were born, you learned to hunt, to fish, to farm, you gathered food, you stored it and you shared it with those closest to you.
You just lived, and everything you knew, you learned by imitation and instinct.
Fast forward to today and some things remain exactly the same: you need a roof, you need to build wealth for your future. But other things have gotten more complicated. You can’t swap 10 cows for a house – you can’t even buy a house without a lawyer.
The way we learn has also changed. I guarantee you didn’t learn how to use Instagram by imitating your grandad. The world has got so large, knowledge so freely available, that we have 1,000s of choices of who to imitate, who to trust, who to follow.
You could shadow an investor, interview your family members and friends who have built wealth successfully – and you should! But what is better than learning? Getting handed a plan.
It starts at your beginning – wherever you are right now. It ends with you being able to retire from your income worries, whether that is a job or your own business and live comfortably from your property investment portfolio.
Because homeownership and property investment is the cave we still need. If you are able to save money – you have the starting foundations required to build your family a shelter and maybe a rental income too.
Structured education that is relevant to your current stage, avoid overwhelm and disappointment by learning what you need to know when you need to know it.
Helping you make high-quality decisions that build wealth and pay off your mortgages when the timing is appropriate. Understand, debt can be leveraged to help you build wealth.
Without a clear finance industry understanding of where you are, you won’t be able to make properly informed decisions. Our advice process is designed to guide you through your immediate decision and unpack the future consequences.
Align yourself and make friends with others like you who are striving to improve their lives and have a bit more money left over every week.
Create your Mortgagehq Mortgage Snapshot to calculate borrowing power, potential savings and more.