We started in 2015 to provide transparent advice and low rates to kiwis. Andrew explains the story and why NZ needed another mortgage adviser.
10,000 years ago families were fighting over caves as a place to keep their family warm and store their wealth.
Andrew and Blandon co-founded mortgagehq together in 2015.
Our advisers can achieve you fantastic results with the help of submission, servicing, and settlement specialists. Learn how our team works together for you.
Book a 10-minute introductory chat. We can help clarify your current situation and immediate goals and match you with an adviser specialised in your situation.
Choose a mortgage adviser to work with you, broker your mortgage, and help guide you to achieving your property, mortgage and financial goals.
What does a mortgage broker actually do for you? Can you trust them?
Learn what to expect and how we help at every stage of the process.
Current mortgage rates alongside historical data. Plus an explanation of factors you need to understand before choosing a bank and mortgage rate.
How much does it cost to work with us? What are your options to get a pre-approval? And what other options are available for you.
Book a 10-minute introductory chat, we can help clarify your current situation and immediate goals then match you with an adviser specialised in your situation.
We created this model to structure our education. Learn the typical pathway kiwis take to build their financial independence, identify your stage and what you should focus on now.
Watch and read from 100s of articles and videos covering topics such as ‘beginner mistakes to avoid’, ‘interest-only mortgages explained’, and much more.
All 3 stages in the mortgage lifecycle have a masterclass to unpack exactly where you are, what options you have now, and what strategies you should implement today.
Step by step instruction on how to build your portfolio. An extensive course with over 90 easy to digest videos, spreadsheet calculators, and access to an exclusive online community.
The first principles of the Property Formula Workshop over a 7-day sprint. If you are on the fence about the property formula workshop – start here.
Learn How to Build $80,000 of Rental Income in 5 Years, with our Stage 2 Masterclass. Results vary and you should have $100,000 of usable equity before entering stage 2.
Over 20,000 kiwis have used this tool! It can tell you your borrowing power and what options you have to save money on your mortgage. More in depth results are also emailed to you with explanations.
Compare major banks borrowing power calculators – there is nearly a $500,000 difference between results. Learn the math behind mortgage calculations and what factors have the largest impact.
Calculate your mortgage repayments for principal and interest lending or interest only lending.
See how long it will take you to get mortgage free, this calculator includes the ability to add lump sum repayments at regular intervals.
Discover all your mortgage options online with our advanced borrowing power calculator. Results include your borrowing power, restructure savings and more. Make informed plans and get mortgage free.
Becoming mortgage-free is an important goal, but it shouldn’t be your end goal.
Financial freedom is a better goal to aim for. Often this starts with paying off your mortgage quickly with smart tactics. You can then utilise mortgages and equity as a tool to build your wealth.
We have classes and courses for every stage of your journey. Whether you’re just getting started or are looking for advanced strategies, we’ve got something for everyone. Each masterclass is focused at a specific stage in your investing journey to ensure they are focused, relevant, and useful. In saying this no matter where you are in the journey, feel free to come along to each master class.
Purchase all three to save 21%.
Our masterclasses and courses are completely self-paced. It’s easy to fit them into your schedule, even if that means watching one video at a time over the course of months. Get the advice you’ve been needing to accelerate your investment journey.
Blandon Leung is the co-founder and director of mortgagehq. There are 3 things that he loves — properties, numbers, and helping people. Named NZ Top Adviser, by NZ Adviser in 2017, 2018, 2019, 2020.
Since 2015, Blandon and mortgagehq made it their mission to educate and help homeowners accelerate their journey to financial freedom. Blandon has personally worked with hundreds of homeowners, ranging from single mums buying their second property to super-investors with 30+ properties. He believes a mortgage should not be a burden for families but instead should be used properly as a powerful tool to create wealth and financial freedom.
In the stage one mortgage masterclass you’ll learn how to:
In the stage two mortgage masterclass you’ll learn how to:
In the stage three mortgage masterclass you’ll learn how to:
It was great dealing with Frankie and Zhiyang. They were proactive, honest, informative and straightforward. Highly recommend this team.
Replied to an email and in no time at all, my mortgage was refixed and potential savings not to mention years OFF my mortgage repayment schedule were finalised and organised. Alejandro was easy to communicate with and very efficient. I am usually a bit hesitant about this sort of thing, but if I hadn't responded I would not be reaping the benefits. Thank you mortgagehq for the awesome service.
What we appreciated was the honesty and the options they provided to make things easier for us. But the biggest highlight for us is knowing that we have a better understanding of how to structure our mortgage, how to save better and how we can possibly pay our mortgage off faster, if we stick to the plan. This is something that our last 2 mortgage brokers did not do for us!
I just want to take a moment to thank Jeremy and his team for all their help during my first home hunt process. Jeremy’s wealth of knowledge on the finance stuff is stunning. I always enjoyed and learned from our discussions. He has shown lots of patience under many circumstances. Though I was bugging him with multiple emails for different properties, he was responded to every single email on time, never missed one. I look forward to working with him in the future.
I have had the easiest time renewing our mortgage. I am very impressed with Zhiyang & Frankie, they made the process so simple and were there to answer any questions and provided confident advice. They found us a great rate, a far better deal than I ever would've. They put our money to much better use. Thank you so much guys you were amazing, far less stress with a great outcome.
Zhiyang and Yang were excellent in sorting out our new mortgage. Zhiyang in particular was on the ball and super proactive, always flexible with my work commitments getting in the way of appointments too. Very happy with their service, and looking forward to taking an even more proactive approach to our finances. Would recommend them to you, as I have to our friends who are in the market.
Jack was professional, responsive and very easy to work with to find the right mortgage and payments options for us. The work Jack did for us was excellent in short. Our bank transition was seamless. If you're wanting to get ahead with your mortgage repayments, change banks or restructure your mortgage to do some renovations as we did, then speak to these guys, they know what they're doing!
We used mortgagehq to help us get a mortgage for our first house. Our broker was excellent and talked us through the entire process and explained the best options for us. He was always available to talk even outside of normal work hours. Buying a house for the first time can be quite stressful so having someone there to help us through the process really made things so much easier. I would definitely recommend using mortgagehq.
This is our second time using mortgagehq, Blandon and the team were very helpful in providing options and explaining the different loan structures.
Worked with David for about 12 months on various properties until we found our dream home. The team were fast & responsive, worked constructively with the bank to get a great deal and work through some application complexities and overall a very human approach. No silly questions on our part - we were guided every step of the way. Highly recommended and just made the process much easier.
Purchase all three to save 21%.
Our masterclasses and courses are completely self-paced. It’s easy to fit them into your schedule, even if that means watching one video at a time over the course of months. Get the advice you’ve been needing to accelerate your investment journey.
Mortgagehq believes a mortgage should not be a burden for Kiwis but a tool to help them build real wealth. “Make your mortgage an asset” is our mantra and educating is our mission.
We want people to feel confident and in control of their finances so they can become financially free sooner. It starts with mastering the mortgage. After 5,000+ mortgage reviews we have learned what works and what doesn’t and we want to share everything.
Create your Mortgagehq Mortgage Snapshot to calculate borrowing power, potential savings and more.
January 2021