Zhiyang Cheng

Mortgage Adviser

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Qualifications, Awards & Facts:

"Zhiyang and the team are not ordinary mortgage brokers, they have become my trusted advisors. Zhiyang is very knowledgable and understands how to help customers to achieve long term goals which is invaluable to me. Zhiyang is also super patient, approachable and has the ability to explain complex concepts in an easy to understand manner."
- Michelle Wang

A vast majority of people view mortgages as a liability that drags you down, the word literally means ‘death pledge’. Me and the mortgagehq team believe otherwise. We believe that with the right advice and the right execution, you can harness the power of leverage to build wealth, create financial freedom, and live a stress free prosperous life.

It is my passion to assist my clients in reaching their financial goals and to achieve the ultimate goal of financial freedom. Whether you’re just getting started and getting into your first home, looking to get into the optimal mortgage structure for your personal situation or you’re a super investor/developer looking to grow your portfolio, I am here to help you understand your options, offer you advice each step of the way, then get your deal across the line with great terms.

As your mortgage adviser, your experience is my utmost priority. We make decisions based on values of honesty, ownership, and resourcefulness. I always put your needs first and only recommend what’s best for you.

I pride myself in not only being a mortgage broker and to broker the deal, (this is a given). Where I truly see myself providing value is offering personalised advice, our expertise and advice is what sets us apart from others, and will help you succeed.

Hundreds of clients have trusted me as their mortgage adviser over the years and as a result, I have achieved the feat of being featured as a Top Adviser on NZ Adviser of 2021.

In my spare time, I enjoy playing Table Tennis, computer games and browsing property!

Great service and communication, we're pleased with the smooth process. Zhiyang and Shanel took care of everything in a timely manner and always kept us updated

Ruby J Avatar
Ruby J
4/05/2022

My first experience with Mortgage HQ was great. Zhiyang and Kevin was great to work with. They were very professional and proactive in communication. Zhiyang was very knowledgeable and always gave updates and asked if I need had any questions. He was very approachable and... read more

Naomi Kang Avatar
Naomi Kang
3/25/2022

Mortgage HQ has been super helpful with me getting my first home, I didn't even dream it would be possible for me at this stage, but from the help of Cairo and Zhi that made that dream possible. I highly recommend Mortgage HQ to anyone... read more

Casey Devey Avatar
Casey Devey
2/07/2022

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Let’s talk. I would love to help you with your mortgage and property goals -Zhi.