Dylan has helped immensely and is always willing to talk things over, explaining different options to find the best fit, no hesitation whatsoever in recommending iRefi

Jeremy and the team at iRefi makes everything quick and easy. Our mortgage renewal/rollover is just one email away. They quickly respond to our queries/email for assistance. Everything's a breeze. We highly recommend them for anything you need with your mortgages.

I've tried to be my own mortgage broker in the past and have always found that IRefi have gotten me a lower interest rate than what I could negotiate on my own. Have used them for 2 years running now when refixing rates. Solid advice... read moreI've tried to be my own mortgage broker in the past and have always found that IRefi have gotten me a lower interest rate than what I could negotiate on my own. Have used them for 2 years running now when refixing rates. Solid advice that takes into account your individual needs and preferences coupled with excellent and prompt service. Dylan Brooks is an absolute pleasure to work with. read less

We had a wonderful experience with iRefi Mortgages. They were able to help us where banks and other refinancing places couldn't. Highly recommended.

Nitin from iRefi helped my husband and I to get our family home. We are so impressed with how hard he worked in finding us the best rate and just making sure things were working smoothly with clear communications throughout this journey. I ... read moreNitin from iRefi helped my husband and I to get our family home. We are so impressed with how hard he worked in finding us the best rate and just making sure things were working smoothly with clear communications throughout this journey. I and my husband would highly recommend his services to any prospective home buyer. read less

Jack was quick to action things and provided the required information to make it easy to re-fixing our mortgage again. He made it easy for me and kept me informed via text message along the way!

Nitin has been an absolute star - made our very first mortgage process very easy. He made sure we understood the entire process and got us a great deal in our mortgage. I would be more than happy to work with and recommend Nitin and... read moreNitin has been an absolute star - made our very first mortgage process very easy. He made sure we understood the entire process and got us a great deal in our mortgage. I would be more than happy to work with and recommend Nitin and the IRefi team - they have all been brilliant! Looking forward to working with Nitin and the team in the future. read less

I have had the most positive experience with IRefi, in particular with Jack Dray. He is always very efficient, super helpful and nothing is too much bother.I can't recommend him enoughThank you for everything you have done for us.

I've been with iRefi for a couple of years now and I've always got a great service. I like not to worry to go and shop around for the best mortgage rate. They do it all for me. Then they present me the alternative, we... read moreI've been with iRefi for a couple of years now and I've always got a great service. I like not to worry to go and shop around for the best mortgage rate. They do it all for me. Then they present me the alternative, we discuss and when ready they just do all the admin. Thank you for your work, I really appreciate it. read less

Dealt with Jack. Super response to emails. Secured some great rates for us. Happy to keep using iRefi...cheers fellas!!

I have to admit to being fairly skeptical of mortgage brokers before using your service, but after going through the process I'm very sure we couldnt have received a better deal without David’s advice and expertise along the way, the lightning fast responses... read moreI have to admit to being fairly skeptical of mortgage brokers before using your service, but after going through the process I'm very sure we couldnt have received a better deal without David’s advice and expertise along the way, the lightning fast responses (emails, text, phone etc) was also very much appreciated read less

Prompt efficient communication. It was great working with Zhiyang, Blandon & Ray in finding a way to restructure our Mortgage. Will defiantly recommend.

IRefi are the people to deal with if you know nothing about finance (like me) but have a feeling you should have your money working harder for you! Dylan was fantastic (and very, very patient) answering all of my questions until I understood how... read moreIRefi are the people to deal with if you know nothing about finance (like me) but have a feeling you should have your money working harder for you! Dylan was fantastic (and very, very patient) answering all of my questions until I understood how it all worked. We are refinanced with a brilliant rate, have cash back and an investment property! Living at the other end of the country didn’t matter in the slightest, which was handy as the local mortgage broker we contacted didn’t even call back! IRefi are next level experts and now we know that we will continue to work with them. read less

Jeremy Grey from iRefi has been absolutely outstanding, providing a fantastic service during a protracted and complicated mortgage solution. His calm, confident approach was invaluable and was easily contactable throughout the whole process. I highly recommend iRefi and would definitely engage them again should... read moreJeremy Grey from iRefi has been absolutely outstanding, providing a fantastic service during a protracted and complicated mortgage solution. His calm, confident approach was invaluable and was easily contactable throughout the whole process. I highly recommend iRefi and would definitely engage them again should the need arise. read less

They made re-fixing our mortgage easy. We now have a goal in place to work towards and we can’t wait until the team at iRefi help us with the next step.

I worked with Jeremy from Irefl twice and I would recommend to all my friends to use Irefl.They are amazing and skilled and goes extra miles in supporting you in all phases of your loan refinance with thoroughly explaining and restructuring loan to suit your... read moreI worked with Jeremy from Irefl twice and I would recommend to all my friends to use Irefl.They are amazing and skilled and goes extra miles in supporting you in all phases of your loan refinance with thoroughly explaining and restructuring loan to suit your long term goal. read less

We have had a great experience with the team at iRefi. They are very helpful and knowledgeable, thanks to them we have managed to secure better mortgage rates then dealing with the bank directly!

iRefi provided an excellent service. They were very friendly and professional. They listened to what we wanted and did everything they could to help achieve it. I would highly recommend them to anyone.

Very helpful, professional and onto it. I don't have to stress about it... they will take care of it. Thank you iRefi

We engaged with iRefi's service in April this year. iRefi is very knowledgeable with different banks' position and knowing how to find the best deal for us. iRefi made sure we got the best terms and conditions not just cashback and interest rates. Would recommend... read moreWe engaged with iRefi's service in April this year. iRefi is very knowledgeable with different banks' position and knowing how to find the best deal for us. iRefi made sure we got the best terms and conditions not just cashback and interest rates. Would recommend their service if you are looking for a broker. read less

I highly recommend David and the team at iRefi! David sorted some unbelievably great rates for our home loan with Kiwibank, nothing was a problem. Brilliant service from start to finish.

After failing to find a sensible and helpful mortgage broker in my city, I decided to take on the task of break/refix my mortgage on my own and started doing some reading and research online. It's then that I came across one of the iRefi's... read moreAfter failing to find a sensible and helpful mortgage broker in my city, I decided to take on the task of break/refix my mortgage on my own and started doing some reading and research online. It's then that I came across one of the iRefi's informational videos online and found it very helpful and informative. Filled up an online contact form and before long I received a call from iRefi team for assistance.I have been dealing with Madhav and Jack and it's worth mentioning that both of them were extremely knowledgeable, helpful and quick to respond to any of my queries.I'd happily recommend iRefi to anyone who is trying to secure a mortgage, break and refinance or just a quick fix. read less

David Chamberlain and the team were all extremely helpful, answering all of my questions patiently and simply made the process so easy - I'm not sure how I could have got a mortgage without them!

Nitin has been an absolute star - made our very first mortgage process very easy. He made sure we understood the entire process and got us a great deal in our mortgage. I would be more than happy to work with and recommend Nitin and... read moreNitin has been an absolute star - made our very first mortgage process very easy. He made sure we understood the entire process and got us a great deal in our mortgage. I would be more than happy to work with and recommend Nitin and the IRefi team - they have all been brilliant! Looking forward to working with Nitin and the team in the future. read less

Madhav and the team at IRefi are extremely dedicated, hardworking and professional. They are a team who actually cares about families and families who financially struggle. Madhav has worked so hard with our finances to ensure us the best mortgage deal. He has saved us... read moreMadhav and the team at IRefi are extremely dedicated, hardworking and professional. They are a team who actually cares about families and families who financially struggle. Madhav has worked so hard with our finances to ensure us the best mortgage deal. He has saved us over $700 a month and we are so grateful for this. Many thanks for all your help and support. I would definitely recommend you and your team at IRefi Online to everyone. read less

Can't thank the Irefi team enough for the re-finance they secured for me. Irefi provided a professional service with great communication right throughout the process. I look forward to working with the team again in the future.

Nitin was great and really helpful. We were first home buyers so it was good to get IRefi on our side. Merci :)

Blandon & the team made the journey to owning our first home an enjoyable one. When everyone else was saying no these guys made it happen! The service was exceptional and the rates better than everyone else by far! I would recommend iRefi to anyone!... read moreBlandon & the team made the journey to owning our first home an enjoyable one. When everyone else was saying no these guys made it happen! The service was exceptional and the rates better than everyone else by far! I would recommend iRefi to anyone! Thank you.. read less

Amazing service! Madhav quickly turned around my sceptical thoughts regarding mortgage brokers and how it all works.
He patiently took the time to answer all my questions and really helped my wife and I get a good deal.
We will use him again and highly recommend... read moreAmazing service! Madhav quickly turned around my sceptical thoughts regarding mortgage brokers and how it all works.
He patiently took the time to answer all my questions and really helped my wife and I get a good deal.
We will use him again and highly recommend his services! read less

Thank you again to the team at IRefi - in particular Dylan Brooks for taking time to understand my situation with purchasing a new property and coming up with the result I was looking for. Nothing was ever an issue with him and he made... read moreThank you again to the team at IRefi - in particular Dylan Brooks for taking time to understand my situation with purchasing a new property and coming up with the result I was looking for. Nothing was ever an issue with him and he made things simple to manage...
These guys are highly recommended for anything mortgage related. Use them no matter where you live in NZ. They take all the stress and time out of this process and you don’t have to deal with any bank!
You’d be silly not to talk to them! read less

Great service from team at iRefi! Jeremy Grey has helped us to negotiate better mortgage rates and come up with the best scenarios for our lending situations. He has been very helpful and knowledgeable.

Pooja made the Refix process super easy and totally painless - just a few minutes over the phone and a brief email, and the next week came back with a great rate from the bank. Beats playing phone tag with the bank any day. Thank you!

I can't recommend David Chamberlain and iRefi highly enough, 5 stars really don't do them justice.
David worked so hard on securing the best possible mortgage finance. He made the entire process effortless, and maintained a high level of professionalism and customer care throughout.
Nothing... read moreI can't recommend David Chamberlain and iRefi highly enough, 5 stars really don't do them justice.
David worked so hard on securing the best possible mortgage finance. He made the entire process effortless, and maintained a high level of professionalism and customer care throughout.
Nothing was too big or too small and David was always patient and made sure any advice he gave was fully understood.
I really can't thank David and iRefi enough for the service provided from start to finish. For anyone looking at refinancing give the team a call. read less

I highly recommend David Chamberlain and the team at iRefi! David sorted some unbelievably great rates for our home loan with Kiwibank, nothing was a problem. Brilliant service from start to finish too ?

Highly recommend IRefi and their team, very professional and offer great advise getting the best deal for you. Awesome Communication and I would recommend them to anyone...Great work IRefi team and thank you for looking after us...Blessings from the Veukiso Family..

Worked with David Chamberlain from Oct-2018 that we had our first phone call. I bought my first house in April and got the premium interest rate on the bigger part of my loan, a discounted rate on the revolving facility and cash back. This has... read moreWorked with David Chamberlain from Oct-2018 that we had our first phone call. I bought my first house in April and got the premium interest rate on the bigger part of my loan, a discounted rate on the revolving facility and cash back. This has all been remotely, and I actually have never met them in person, because I live in Wellington. Normally, within a day or two I was able to get finance security confirmed from the bank whenever I needed to make an offer. Looking forward to building some equity and refinance in the future. Cheers read less

Contacted iRefi and within moments they had fixed my mortgage at a rate 0.9% lower than I could get myself, highly recommend them and their approach ??

Great help from Madhav and team! They were able to get us market leading rates and conveniently get us refinanced. Highly recommended!

Highly Recommend IRefi! Throughout they provided us excellent and fast customer service and communications. They simply made the process easy and they were so helpful in giving us guidance to tailor the mortgage our needs.David Chamberlain from IRefi is an awesome kind and very friendly... read moreHighly Recommend IRefi! Throughout they provided us excellent and fast customer service and communications. They simply made the process easy and they were so helpful in giving us guidance to tailor the mortgage our needs.David Chamberlain from IRefi is an awesome kind and very friendly person to deal with.Thank you guys.. read less

They are fast to respond to your query no matter how big or small. They also proactively remind me that my loan terms are due. They answered all questions professionally with patience in a timely manner. Highly Recommended

Highly recommended - fantastic communication from start to finish on an apartment purchase that turned out to be hairier that it first looked. The team is highly knowledgeable and I’m sure I wouldn’t have received the offer I did without their hard work. Cheers to... read moreHighly recommended - fantastic communication from start to finish on an apartment purchase that turned out to be hairier that it first looked. The team is highly knowledgeable and I’m sure I wouldn’t have received the offer I did without their hard work. Cheers to Brandon, Fraser, and co. for getting it over the line. read less

I highly recommend Irefi, great service, very professional experienced team with great turnaround timelines. I received an excellent outcome, working with Madhav and when he was on annual leave David.
I received years off my mortgage and a great cash incentive to celebrate with.
My past... read moreI highly recommend Irefi, great service, very professional experienced team with great turnaround timelines. I received an excellent outcome, working with Madhav and when he was on annual leave David.
I received years off my mortgage and a great cash incentive to celebrate with.
My past experience with mortgage brokers was one of offer you the world but cannot deliver and don't even return calls.
Both Madhav and David were extremely efficient and clear throughout the entire process i was so impressed with how smooth it all went.

I really can't thank Madhav and David enough for the service provided. They've been exceptional from start to finish and I can guarantee I'll be back in touch once I need to refinance and or purchase another home again.
Give these guys a call you won't be disappointed :) read less

A big big thank you to Madhav from IRefi for the amazing work he did for us in helping us secure our second property. Right from the start Madhav worked with us to build a clear picture of our financial position and how we could... read moreA big big thank you to Madhav from IRefi for the amazing work he did for us in helping us secure our second property. Right from the start Madhav worked with us to build a clear picture of our financial position and how we could leverage that to get a second property. His advice, knowledge and commitment were second to none and gave us full confidence in his ability to enable us to secure our dream beach property. His recommendation to refinance was bang on, saved us tens of thousands of dollars and he negotiated cash back conditions that financed a small renovation. I highly recommend Madhav and the team at IRefi to anyone wanting to grow their financial position. read less

Highly recommend IRefi!! We worked with Dan and he was awesome from start to finish and we were given an awesome deal ⭐️⭐️⭐️⭐️⭐️

I would highly recommend Irefi and Madhav for any home buyers out there. Even though we were on a fixed rate, Madhav managed to renegotiate our rate with the bank and enabled us to save a substantial amount on our payments. Madhav was extremely efficient... read moreI would highly recommend Irefi and Madhav for any home buyers out there. Even though we were on a fixed rate, Madhav managed to renegotiate our rate with the bank and enabled us to save a substantial amount on our payments. Madhav was extremely efficient and clear throughout the entire process and my wife and I were very impressed with how smooth the entire process was. read less

Highly recommended Madhav Bhandari he made everything easy. All i knew was my mortgage was coming to an end with my previous bank and needed to find another one with cheaper rates. Madhav did everything I told him what I wanted and that was it.... read moreHighly recommended Madhav Bhandari he made everything easy. All i knew was my mortgage was coming to an end with my previous bank and needed to find another one with cheaper rates. Madhav did everything I told him what I wanted and that was it. He contacted me again giving me options of paying my mortgage over 15 years or 13 which I was seeking. Got me excellent rates and the incentive. So happy with the results looking forward to becoming freehold in the next 13 years, only became a house owner 2 years ago!! Nga mihi Madhav read less

Amazing customer service. Zhiyang was very easy to talk to and made the process very easy and smooth. I would highly recommend IRefi to everyone. Thank you so much for helping us out.

Very efficient & clear.
Even wen i was already on a fixed rate, they were able to negotiate a cheaper rate with my bank, even with a fee to be paid but it still worked out that i would save more on this cheaper rate.

I highly recommend iRefi, not only did they help us get some great rates and cash back they helped us figure out the best way to approach things. They have provided me with so much advice and upskilled my knowledge that now I think differently... read moreI highly recommend iRefi, not only did they help us get some great rates and cash back they helped us figure out the best way to approach things. They have provided me with so much advice and upskilled my knowledge that now I think differently about how to approach buying property and structuring a mortgage. David has been a real pleasure to work with, so helpful, friendly and prompt with communication. Thanks so much guys, don't know what we would have done without you read less

IRefi has been awesome to deal with. Madhav was really easy to talk to and was very responsive to all our many many questions. He made the process really easy to understand. Thank you very much.

David was great to deal with helped my wife and I restructure our mortgage and secured great rates quickly for us. Highly recommend and will be using iRefi moving forward. Cheers again David

My husband and I were very impressed with David at iRefi. Not only was he a pleasure to communicate with, he was professional, efficient, knowledgeable and made setting up a mortgage super easy. I do not hesitate in recommending this awesome company for all your... read moreMy husband and I were very impressed with David at iRefi. Not only was he a pleasure to communicate with, he was professional, efficient, knowledgeable and made setting up a mortgage super easy. I do not hesitate in recommending this awesome company for all your mortgage needs! ? read less

Madhav was so helpful with negotiating better rates for us with our bank. He was able to get us a better rate than the bank we’re willing to offer us directly. He even got us cash back and fees waived. I have used his services... read moreMadhav was so helpful with negotiating better rates for us with our bank. He was able to get us a better rate than the bank we’re willing to offer us directly. He even got us cash back and fees waived. I have used his services twice now and will continue to use him again in the future. Highly recommend these guys. read less

Madhav was great to work with. I had a lot of questions, which he happily explained and broke down to a mortgage newb, like me. He gave us a couple of options for structuring and explained the benefits of each option. Madhav was warm and... read moreMadhav was great to work with. I had a lot of questions, which he happily explained and broke down to a mortgage newb, like me. He gave us a couple of options for structuring and explained the benefits of each option. Madhav was warm and personable, knowledgeable and efficient. Great communication - in fact he rang me just recently to follow up on how everything is going. Can’t beat that customer service! Thanks again Madhav for making a stressful time easy! Highly recommend working with Madhav at iRefi! read less

I came across IRefi website I think on FB early 2017. Got in touch with them and spoke with David Chamberlain. He is a breadth of fresh air, enthusiastic, always ready to help, take calls at anytime, prompt email responses. I have dealt with David... read moreI came across IRefi website I think on FB early 2017. Got in touch with them and spoke with David Chamberlain. He is a breadth of fresh air, enthusiastic, always ready to help, take calls at anytime, prompt email responses. I have dealt with David in IRefi more than once in less than two years, regarding mortgages. David has provided with second to none service, amazing follow up resulting into great success including great interest rates. Thanks to David all my settlements have gone thru absolutely smoothly.
I recommend David Chamberlain with full confidence. read less

Had a great experience working with iRefi sorting out a new mortgage structure. My wife and I are both self employed which often makes life difficult with the banks but David went above and beyond to get us sorted. Would recommend IRefi - Online Mortgage... read moreHad a great experience working with iRefi sorting out a new mortgage structure. My wife and I are both self employed which often makes life difficult with the banks but David went above and beyond to get us sorted. Would recommend IRefi - Online Mortgage & Property Experts. ?? read less

Really great to work with. Madhav helped out so much and was so easy and efficient to work with. Totally recommend getting in touch with iRefi to sort your Mortgages out!

Initially, I was sceptical about dealing with a mortgage broker, but after my initial conversation with David Chamberlain I knew I was in good hands. David was extremely professional and was always happy to take my myriad of phone calls and questions. He consistently offered... read moreInitially, I was sceptical about dealing with a mortgage broker, but after my initial conversation with David Chamberlain I knew I was in good hands. David was extremely professional and was always happy to take my myriad of phone calls and questions. He consistently offered great advice and got me a terrific deal on rates. Couldn't be happier with the house, and the service. Thanks again, guys! read less

Dealt with Blandon and Yang and they were awesome, great communication and sorted everything in the background. They assessed my situation and suggested the best combo for me. Thanks for the hassle-free service.

Blandon has been my mortgage broker for 2 years now, but this time Dylan arranged the roll over of my mortgage and a top up.
So it took a little time, but we got a very good rate from the bank and it was... read moreBlandon has been my mortgage broker for 2 years now, but this time Dylan arranged the roll over of my mortgage and a top up.
So it took a little time, but we got a very good rate from the bank and it was a very smooth transaction. thanks to all the other members of the team who were involved. Using a broker really does make a difference. read less