Mortgages

Is your NZ mortgage under attack? Good news, everyone: New Zealanders are saving like champions and house prices are shooting to the moon. Or at

New Zealand mortgage rates are falling. Good news, right? Or is that just the setup before the punchline—and that punchline is your bank account sobbing

Paying off your mortgage faster can save you thousands in interest and give you greater financial freedom. But what strategies actually work, and what risks

We cover key aspects of interest-only loans, such as what an interest-only mortgage is, their impact on your mortgage repayments, and how long a bank

We dive into actionable tips for paying off your mortgage efficiently. It starts by discussing the benefits of maintaining a savings account versus focusing solely

We break down what housing equity means for homeowners in New Zealand and how it can be used to buy additional properties. We cover how

Starting the journey to buy your first home can be an exciting yet overwhelming process. Understanding the common mistakes many first-time buyers make can help

Get answers to the essential questions about refinancing, including whether you need to refinance when purchasing an investment property, how much cashback you can expect,

We talk to Mike Jones, Chief Economist at BNZ, about the Year of The Refix, which deep dives into the current financial landscape. We explore

Hear from David Whitburn, Property Investor, and Developer, on the implications of large-scale mortgage refixing and discuss how the Reserve Bank’s actions might impact the

We explore the different components of mortgage structure, starting with the impact of interest rates on your repayments. We also introduce the concept of interest

Paying off your mortgage faster can seem like a daunting task, but with the right strategies in place, you can make significant progress and reduce

We break down the key distinctions between pre-approval and pre-qualification, guiding you through which one is best suited for property investors. We discuss the processes

In this video, we explore the decision of whether to pay off the principal or focus on an interest-only loan. Many property investors and homeowners

Navigating the world of mortgages can be challenging, and even small missteps can have significant consequences. Whether you’re a first-time homebuyer or an experienced property

Applying for a mortgage can be a complex process, and one factor that often trips people up is how credit cards impact their mortgage application.

Jason Lai offers a comprehensive overview of the current market, touching on key topics like the impact of interest rates, the growing appeal of green

Achieving a mortgage-free life is possible with the right strategies, and this video walks you through each step. For anyone eager to eliminate their mortgage

Structuring your mortgage effectively can be the key to achieving financial freedom faster. If you’re a New Zealander looking for ways to pay off your

Looking to add flexibility to your finances? For those looking to manage cash flow and reduce debt, a revolving credit facility offers a unique way

In today’s fast-paced financial landscape, navigating the world of mortgages can be overwhelming, especially for first-time buyers and investors. This is where a mortgage professional

Navigating the mortgage process without a mortgage broker can feel overwhelming, especially for first-time homebuyers and property investors. That’s where experienced mortgage brokers, like Simon

In the current economic climate, interest rates are a significant concern for homeowners and property investors alike. Understanding the trajectory of these rates can help

Getting a mortgage in NZ can be daunting, you might be thinking, “When should I refinance my mortgage?”. In our latest video, we welcome Jason

“I have a few questions Mum, Dad. I hope you can help. I really want to own my own house one day soon and I’ve

It’s stressful when your mortgage application gets declined. Sometimes the bigger reason why you’re stressed isn’t that it’s declined, it may be because you don’t

Yesterday was a big news day in New Zealand. Jacinda announced a return to an Orange COVID traffic light setting just in time for the

There are several different repayment structures available to help you pay off your home loan in the best way possible. You can even place some