If you’re looking to potentially save thousands of dollars that would otherwise just go to the bank’s back pocket, then you best get yourself educated
Is there any reason why you would consider transferring your mortgage to another bank? It seems a somewhat unnecessary and stressful endeavour. Many New Zealanders
What do you think one of the single worst things to happen could be when buying a property in New Zealand? We reckon that paying
For those of you asking the all important question: ‘how much deposit do I need to buy a house in NZ’, the answer is not
Most people use the words interchangeably. Technically a mortgage is security you give to your lender over your property. While a home loan is a
You might be thinking about making an offer or going to an auction on a particular property that you’ve been running the numbers and wondering
What is debt consolidation? Debt consolidation is when you take some or all of your different loans and put them into a new loan with
What is Mortgage Cross Securitisation? When a bank has security over multiple properties but treats them as a single security. For instance, you have 2
How to buy your second property without a cash deposit. If you want to use home equity for an investment property, you will want to
Using Interest-Only Mortgages to Minimise Payments Generally, interest-only mortgages are designed to allow a property investor to secure new property by using their current home(s) as security
If you are struggling to keep up with your mortgage payments or just need to minimize your monthly expenses for a while, then you might
Utilising an Offset Mortgage Let’s have a quick look at offset mortgages. So, with a normal mortgage, what you’re doing is paying interest on the
Let’s talk about mortgage interest rates. So, maybe your refix is coming up, or you’re going to buy a new property, or you’re keen to
Read on to gain a deep knowledge of mortgages for property investment and home purchases. After reading this article you will understand the types of
Buying property with family and friends If you’d like to keep investing in more property and you’re thinking you might want to do it with
LVR Rules and LVR Restrictions LVR stands for Loan to Value Ratio and is the percentage of mortgage to the value of your property. For
What is refixing my mortgage? When your fixed rate term comes up for renewal you can refix for another fixed rate interest rate term. The