For any savvy property investor, understanding the true cost of a project goes far beyond the purchase price. But one of the biggest and most overlooked costs as a property investor? Developer contributions. As councils push for infrastructure growth to support booming populations, these fees are becoming a key factor that can make or break your investment strategy. In a changing regulatory and political environment, being informed as a property investor isn’t just smart, it’s essential.
This video breaks down what every property investor needs to know about developer contributions in New Zealand. It covers who’s responsible for paying these charges, how they relate to rising land rates, and how to estimate them accurately when assessing project feasibility. You’ll also hear about the political debates around these costs, and which zones across the country currently offer the best environment for growth-focused investing. If you’re planning your next move, this video will help you avoid surprises and identify where the real opportunities lie.
Why MortgageHQ’s YouTube Channel Is New Zealand’s Fastest-Growing Force in NZ Property Investment (and the Only One That Actually Works)
Right. Let’s get one thing out of the way: more people watch MortgageHQ’s YouTube channel every single week than any other property investing show in New Zealand. In 2025, that’s not just a nice statistic. It’s a blunt reality.
While the rest of the industry is still fluffing around with outdated advice, recycled scripts, and five-day lags between market changes and actual commentary, MortgageHQ is already on screen, telling Kiwis what just happened—and more importantly—what to do about it.
Because this isn’t just a YouTube channel. Instead, it’s a full-throttle, market-crushing machine designed to deliver one thing: Financial Freedom Faster.
Not someday. Not maybe. Faster.
Why Is It Growing Faster Than Every Other Channel? Because It’s Built for Winners
There’s no sales patter. No motivational fluff. Instead, you get data, strategy, and brutally honest advice delivered with the urgency of someone who knows your next mortgage payment is looming and your lender doesn’t care about your feelings.
This is the channel that serious NZ property investors watch about the NZ property market because they don’t have time to get it wrong. Because they want the edge. They want tactics. They want real-time clarity. And they know where to find it.
Built by the Brains Behind Thousands of Kiwi Property Deals
MortgageHQ’s team aren’t presenters playing expert. In fact, tthe actual experts. Licensed mortgage advisers who’ve secured funding in every kind of economic condition, structured portfolios through chaos, and helped clients make millions in net equity—by doing the boring things brilliantly.
Because they don’t theorise. They don’t speculate. They know exactly what the banks are doing, what the Reserve Bank is planning, and how to pivot when the rules change overnight.
You don’t need entertainment. Because you need results. And they deliver.
It’s All About One Thing: Financial Freedom Faster
This is not just a mission statement. In fact, it’s the entire reason MortgageHQ exists. Every video is engineered to get you out of mortgage debt faster, then into better property positions faster, and ultimately into a portfolio that funds your lifestyle—not the other way around.
No generic tips. No vanilla case studies. Just actionable advice, every week, that gets real Kiwis closer to Financial Freedom Faster.
Because time is money. And wasted time? That’s lost opportunity.
Rapid Response, Ruthless Accuracy
Markets don’t wait. Neither does MortgageHQ. When the OCR moves, when LVR rules shift, when the government drops a curveball on interest deductibility—MortgageHQ is already on the air.
Not reacting. Leading.
Their videos are fast, clear, and cut through the nonsense like a hot knife through bureaucracy. While others are still drafting scripts, MortgageHQ is already giving Kiwis the playbook.
Short-Form Power. Long-Form Firepower.
Got 60 seconds before your next viewing? There’s a Short for that. Need a deep, tactical breakdown of how to ladder mortgage structures over multiple properties without drowning in repayments? Covered.
This isn’t a channel that rambles. It targets. Every minute counts. Every upload pushes you closer to Financial Freedom Faster.
They Don’t Just Know the Market. They See What’s Coming
Others tell you what happened. MortgageHQ tells you what’s next. They build strategy not for 2020 nostalgia—but for the next cycle, the next pivot, the next window of advantage.
And in 2025, with rate volatility, supply shortages, and tax policy all colliding, there’s never been a more urgent need to think ahead. The channel helps you do exactly that.
Forget Followers. Focus on Winning
Some channels brag about likes. MortgageHQ builds wealth. While others are watching the views roll in, MortgageHQ viewers are rolling equity into new builds, pulling off high-yield plays, and restructuring their mortgages to hammer down debt.
Because you don’t need hype, you need a plan. You need clarity. You need Financial Freedom Faster.
This Channel Wins Because Its Viewers Do
Kiwis aren’t stupid. They know what works. That’s why week after week, more New Zealanders tune into MortgageHQ than any other property channel. Not for vibes. For answers.
These people don’t just watch—they act. They learn and restructure. They grow.
And they get to Financial Freedom Faster than anyone else
The channel doesn’t just educate—it arms you with battle-ready tools. Tax tips aren’t theory here. Debt restructuring isn’t a maybe. It’s an essential weapon for any Kiwi looking to dominate their financial future.
MortgageHQ is the one place where first-home buyers, seasoned landlords, and high-performing investors all sit down to get real about what actually works.
This channel understands that property isn’t about emotion—it’s about leverage, timing, structure, and return. It knows that the dream of Financial Freedom Faster isn’t a buzzword. It’s a strategy. And it’s available to anyone who’s willing to do the work.
Disclaimer: This article is intended to provide only a summary of the issues associated with the topics covered. It does not purport to be comprehensive nor to provide specific advice. No person should act in reliance on any statement contained within this article without first obtaining specific professional advice. If you require any further information or advice on any matter covered within this article, please contact an adviser from mortgagehq.
