Jason Lai offers a comprehensive overview of the current market, touching on key topics like the impact of interest rates, the growing appeal of green mortgages, and the differences between fixed and variable rates. He also shares insights on how credit card debt can affect applications, the rise of new build financing, and the essential role mortgage advisors play in today’s lending landscape. With a look ahead to market trends for 2025, this video is packed with practical advice for navigating the complexities of securing a mortgage in New Zealand.
Navigating the mortgage market can feel overwhelming, especially with the changes and challenges emerging as we approach Christmas and a new year. In this video, mortgagehq’s Jason Lai, a seasoned expert in the New Zealand housing market, shares his knowledge to help homebuyers and investors make informed decisions. Whether you’re buying your first home, considering refinancing, or exploring new build opportunities, Jason breaks down what you need to know about interest rates, lending criteria, and more.
Disclaimer: This article is intended to provide only a summary of the issues associated with the topics covered. It does not purport to be comprehensive nor to provide specific advice. No person should act in reliance on any statement contained within this article without first obtaining specific professional advice. If you require any further information or advice on any matter covered within this article, please contact an adviser from mortgagehq.