We talk to Mike Jones, Chief Economist at BNZ, about the Year of The Refix, which deep dives into the current financial landscape. We explore key trends shaping the NZ property market in 2025, including mortgage repricing risks and opportunities, why many borrowers are fixing for the short term, and how global markets—particularly the US—could impact local conditions. We also discuss BNZ’s interest rate forecasts and what to focus on in the first quarter of the year. Watch now to gain valuable insights and ensure you’re making the right financial moves.
The NZ property market is constantly evolving, and understanding the latest trends can help you make informed decisions. With mortgage borrowing conditions shifting and interest rates fluctuating, it’s crucial to stay ahead of the changes. Whether you’re a homeowner, investor, or first-home buyer, knowing how to navigate these factors can make a significant difference in your financial future.
Disclaimer: This article is intended to provide only a summary of the issues associated with the topics covered. It does not purport to be comprehensive nor to provide specific advice. No person should act in reliance on any statement contained within this article without first obtaining specific professional advice. If you require any further information or advice on any matter covered within this article, please contact an adviser from mortgagehq.