Using Equity to Purchase an Investment Property

Are you ready to take control of your financial future?

Discover how your home can be your key to building lasting wealth with our expert strategies for buying a second property with your equity.

Whether you're exploring the idea of borrowing against the equity in your house or curious about the best ways to use home equity to secure your next investment, our team will support you every step of the way.

Mortgage HQ Financial Advisers and Adviser Associates

We'll Equip You With:

1. Structured education

Structured education so you conquer your worries about mortgage and interest rates to grow your property portfolio.

2. Quality advice

Our team of lending brokers can help you avoid mistakes by understanding the future consequences of today's actions to grow your wealth strategically.

3. Options analysis

We can help you understand how to pay off your mortgage faster by providing simple strategies, like how to leverage your mortgage and manage your risk.

4. Join our community

Align yourself with like-minded people who also dream of financial freedom and are motivated to achieve it. 

Whether you’re a first-time investor or ready to grow your property portfolio, our experienced mortgage brokers and financial advisers are here to guide you every step of the way.

They are dedicated to achieving the best outcomes for you.

Book your call now. We’ll email your booking confirmation email to you.

Book your 10-minute Obligation-free Chat.

Join our Growing List of Happy Kiwis

Ronan Shun 5 Star Google Review
January 2021

It was great dealing with Frankie and Zhiyang. They were proactive, honest, informative and straightforward. Highly recommend this team.

Marie Su’a 5 Star Google Review
May 2021

Replied to an email and in no time at all, my mortgage was refixed and potential savings not to mention years OFF my mortgage repayment schedule were finalised and organised. Alejandro was easy to communicate with and very efficient. I am usually a bit hesitant about this sort of thing, but if I hadn't responded I would not be reaping the benefits. Thank you mortgagehq for the awesome service.

Ligi & Matt Toua 5 Star Google Review
January 2021

What we appreciated was the honesty and the options they provided to make things easier for us. But the biggest highlight for us is knowing that we have a better understanding of how to structure our mortgage, how to save better and how we can possibly pay our mortgage off faster, if we stick to the plan. This is something that our last 2 mortgage brokers did not do for us!

Manda Prasad 5 Star Google Review
April 2021

I just want to take a moment to thank Jeremy and his team for all their help during my first home hunt process. Jeremy’s wealth of knowledge on the finance stuff is stunning. I always enjoyed and learned from our discussions. He has shown lots of patience under many circumstances. Though I was bugging him with multiple emails for different properties, he was responded to every single email on time, never missed one. I look forward to working with him in the future.

Michelle T 5 Star Google Review
March 2021

I have had the easiest time renewing our mortgage. I am very impressed with Zhiyang & Frankie, they made the process so simple and were there to answer any questions and provided confident advice. They found us a great rate, a far better deal than I ever would've. They put our money to much better use. Thank you so much guys you were amazing, far less stress with a great outcome.

Jonathan Chen 5 Star Google Review
April 2021

Zhiyang and Yang were excellent in sorting out our new mortgage. Zhiyang in particular was on the ball and super proactive, always flexible with my work commitments getting in the way of appointments too. Very happy with their service, and looking forward to taking an even more proactive approach to our finances. Would recommend them to you, as I have to our friends who are in the market.

Scott Earley 5 Star Google Review
November 2020

Jack was professional, responsive and very easy to work with to find the right mortgage and payments options for us. The work Jack did for us was excellent in short. Our bank transition was seamless. If you're wanting to get ahead with your mortgage repayments, change banks or restructure your mortgage to do some renovations as we did, then speak to these guys, they know what they're doing!

Shay O’Neill 5 Star Google Review
November 2020

We used mortgagehq to help us get a mortgage for our first house. Our broker was excellent and talked us through the entire process and explained the best options for us. He was always available to talk even outside of normal work hours. Buying a house for the first time can be quite stressful so having someone there to help us through the process really made things so much easier. I would definitely recommend using mortgagehq.

Emma Chen 5 Star Google Review
February 2021

This is our second time using mortgagehq, Blandon and the team were very helpful in providing options and explaining the different loan structures.

Guy Alexander 5 Star Google Review
December 2020

Worked with David for about 12 months on various properties until we found our dream home. The team were fast & responsive, worked constructively with the bank to get a great deal and work through some application complexities and overall a very human approach. No silly questions on our part - we were guided every step of the way. Highly recommended and just made the process much easier.

Investment Opportunities for Homeowners

Unlock the door to a brighter financial future by tapping into your home equity. For homeowners, leveraging equity presents an unparalleled opportunity to grow wealth through property investment. Whether you’re a seasoned investor or just starting, understanding how to invest in property with home equity is a powerful way to build a successful property portfolio.

This Client Bought 6 Investment Properties and Invested in a Property Development in 1 Year

50K+

Kiwis have trusted mortgagehq to review their mortgages.

$2 Billion+

Wealth-building-mortgages under management.

500+

Five-star ratings on Facebook & Google.

What Is Home Equity and How Does It Work?

Home equity is the difference between your home’s value and the balance on your mortgage. Think of it as a financial tool you already own. By borrowing against the equity in your house, you can fund real estate investments that grow your wealth.

We’ll show you:

Calculate Your Equity

How to calculate the equity in your home to consider starting a property portfolio, even with limited initial capital.

How To Navigate Risks

Understand the risks of using home equity to buy a second property and manage your growth strategy to achieve financial freedom.

The Smartest Strategies

The smartest strategies tailored for you to use your equity to invest in property and maximise your returns.

Using Equity as a Deposit

Leverage equity to buy a rental property and use this as a stepping stone toward your financial freedom. Whether you’re buying a second property with equity or starting a property portfolio, our independent mortgage brokers and financial advisers can provide tailored advice and tools for you to:

Build Confidence

Purchasing an investment property with confidence.

Grow Passive Income Streams

Building passive income streams through real estate investments.

Manage Costs

Understanding how to calculate mortgage loan payments and manage your costs effectively.

Why Choose Us?

With decades of experience helping homeowners like you, our independent mortgage brokers and financial advisers specialise in turning equity on a house into actionable property investment opportunities. From understanding mortgage and refinance options to helping you calculate mortgage repayments, we ensure you’re set up for long-term success.

Assess Potential Profits:

Use our tools, like the rental yield calculator, to make data-driven decisions.

Transparency:

Clear, upfront communication about risks, fees, and outcomes.

Personalised Solutions:

Clear, upfront communication about risks, fees, and outcomes.

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How We Helped Jane Become A Property Investor

Start your Property Investment Journey Today

The path to wealth starts with one step: unlocking the potential of your home.

Whether you’re looking to refinance your house loan or explore properties for investors, our independent and expert financial advisers are here to help.

Schedule a free consultation today and learn how to use equity to buy a second home, and your wealth, with confidence.

Book Your 10-minute Obligation-free Chat.

Whether you’re a first-time investor or ready to grow your property portfolio, our experienced mortgage brokers and financial advisers are here to guide you every step of the way.

They are dedicated to achieving the best outcomes for you.

Book your call now. We’ll email your booking confirmation email to you.