Cross-Security. When, why, why not.
What is Mortgage Cross Securitisation? When a bank has security over multiple properties but treats them as a single security. For instance, you have 2
Interest-only Mortgages
Using Interest-Only Mortgages to Minimise Payments Generally, interest-only mortgages are designed to allow a property investor to secure new property by using their current home(s) as security
Reducing Mortgage Payments
If you are struggling to keep up with your mortgage payments or just need to minimize your monthly expenses for a while, then you might
Getting Mortgage Free
Utilising an Offset Mortgage Let’s have a quick look at offset mortgages. So, with a normal mortgage, what you’re doing is paying interest on the
Comparing Mortgage Offers
Let’s talk about mortgage interest rates. So, maybe your refix is coming up, or you’re going to buy a new property, or you’re keen to
Mortgage 101
Read on to gain a deep knowledge of mortgages for property investment and home purchases. After reading this article you will understand the types of
Buying with friends or partners
Buying property with family and friends If you’d like to keep investing in more property and you’re thinking you might want to do it with
LVR Ratios (equity & deposits)
LVR Rules and LVR Restrictions LVR stands for Loan to Value Ratio and is the percentage of mortgage to the value of your property. For
Mortgage Pre-Approvals
Why get a pre-approval? Why bother getting a mortgage pre-approval? Well, even if you’re walking around with a 50% deposit (a super low LVR), and
Restructure Your Mortgage
What is refixing my mortgage? When your fixed rate term comes up for renewal you can refix for another fixed rate interest rate term. The
How to buy your second property
How to buy a second property without any cash savings! If you want to use equity to get a mortgage to purchase then you need
The three pillars of money-making with property
An introduction to the three pillars of Money Making in Property Here are the 3 basics you should look out for when you’re buying an
Investment Strategies
Renovate Property like a Successful Investor When you’re trying to create equity and cash flow from your current or potential properties, often the easiest way
The Biggest Risk Facing Investors Today
The least sexy thing about property investing is probably one of the most important. A couple of friends and I were having a chat after
23 Tips For Property Investors Who Want To Maximise Borrowing and Savings
If you’re a property investor looking to maximise your property and mortgage savings this is information for you. Many property investors do not take advantage
Rapid portfolio building
You’ve heard the stories.”I built a 10 property portfolio in 17 months…”To build that fast. You need. Infinite Growth. To rapidly build a portfolio requires
