What is debt consolidation?  Debt consolidation is when you take some or all of your different loans and put them into a new loan with

What is Mortgage Cross Securitisation? When a bank has security over multiple properties but treats them as a single security. For instance, you have 2

Using Interest-Only Mortgages to Minimise Payments Generally, interest-only mortgages are designed to allow a property investor to secure new property by using their current home(s) as security

If you are struggling to keep up with your mortgage payments or just need to minimize your monthly expenses for a while, then you might

Utilising an Offset Mortgage Let’s have a quick look at offset mortgages. So, with a normal mortgage, what you’re doing is paying interest on the

Let’s talk about mortgage interest rates. So, maybe your refix is coming up, or you’re going to buy a new property, or you’re keen to

Read on to gain a deep knowledge of mortgages for property investment and home purchases. After reading this article you will understand the types of

Buying property with family and friends If you’d like to keep investing in more property and you’re thinking you might want to do it with

LVR Rules and LVR Restrictions LVR stands for Loan to Value Ratio and is the percentage of mortgage to the value of your property. For

Why get a pre-approval? Why bother getting a mortgage pre-approval? Well, even if you’re walking around with a 50% deposit (a super low LVR), and

What is refixing my mortgage? When your fixed rate term comes up for renewal you can refix for another fixed rate interest rate term. The