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NZ Mortgage Refixing Wave

The NZ mortgage market is entering a critical phase. Over the next 12-18 months, an estimated 40–50% of mortgages in

How To Win in the NZ Property Market

A man on the left looking at the text on the right "How to win NZ property market 2025"

The NZ property market is sending mixed signals, with easing interest rates, steady rents, and growing debate over whether conditions are improving or simply stabilising. With headlines pulling investors in every direction, clarity matters more than ever. This video cuts through the noise to focus on how investors can actually win in the NZ property market as it stands today, rather than waiting for a perfect cycle that may never arrive.

In this discussion, Simon sits down with leading adviser Zhiyang to unpack what’s really happening in the NZ property market right now. They explore current market stability, the impact of global uncertainty, and how smart investors are balancing cash flow, capital growth, and risk. The conversation covers practical strategies such as manufacturing equity, improving cash flow, portfolio restructuring, and avoiding common investor mistakes – offering a clear, strategy-first view of how investors are taking action in the current cycle.

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The Mortgage Lifecycle will guide your mortgage and property investment decisions. We created this model so clients know what to focus on at each stage of their journey to ture financial independence. What stage are you at right now?

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