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Stage 2: Expansion
Article
Another OCR drop? Three smart ways to restructure your mortgage now.
Lisa and Tom had $180k of usable equity locked up in their Tauranga home and a bank that kept saying 'maybe next year'. Here's the structure MHQ used to get them across the line — interest-only, equity recycle, lender switch — and the four-year plan that followed.
Zhiyang Cheng,
Mortgage Adviser & Sales Manager
Advice for every stage, all our knowledge in one place.
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Stage 3: Optimisation
FAQ
What if my situation is complex — trusts, business income, multiple entities?
That’s a significant part of what we do. Complex structures take more time to prepare properly, but we work through them thoroughly. The right preparation makes the difference between an approval and a decline.
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