Featured Stage 2: Expansion Article

Another OCR drop? Three smart ways to restructure your mortgage now.

Lisa and Tom had $180k of usable equity locked up in their Tauranga home and a bank that kept saying 'maybe next year'. Here's the structure MHQ used to get them across the line — interest-only, equity recycle, lender switch — and the four-year plan that followed.

Zhiyang cheng

Zhiyang Cheng,
Mortgage Adviser & Sales Manager

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