Another OCR drop? Three smart ways to restructure your mortgage now.
Lisa and Tom had $180k of usable equity locked up in their Tauranga home and a bank that kept saying 'maybe next year'. Here's the structure MHQ used to get them across the line — interest-only, equity recycle, lender switch — and the four-year plan that followed.
Zhiyang Cheng,
Mortgage Adviser & Sales Manager
Advice for every stage, all our knowledge in one place.
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What if I'm buying at auction?
Auctions are unconditional — your finance has to be fully sorted before you bid. Here's how we get you ready.
Does your advice cost anything?
We’re paid by the lender when your loan settles, so you get full financial advice at no cost to you. The one exception is if we go with a second tier lender who doesn’t pay us a commission — in that case, a fee may apply. This will always be disclosed to you upfront before we proceed.
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