“Most people see mortgages as a burden, a liability that weighs them down. The word mortgage literally means ‘death pledge’. But I, along with the entire mortgagehq team, have a different perspective. We see mortgages as a powerful tool, one that can be harnessed to create wealth, achieve financial freedom, and secure a prosperous life.
At mortgagehq we believe in having skin in the game, so it’s important for us to walk the walk with our clients. My journey in property investment has led me to expand my family’s assets for a better future for my mother and sister. I manage a diverse portfolio that includes landbanks, multi-unit properties in the region, and home-and-income properties in central Christchurch. I’m not just an adviser; I’m an active property investor and I’m currently working on a 6-lot development. The diversity of my investment choice has given me hands-on experience in managing renovations, securing social housing contracts, and navigating the complexities of property development.
But it’s not just about me. The true measure of success is the ability to replicate results for my clients. And I’ve done that for many who have taken initiative based on my advice. They’ve transformed equity into portfolios that secure their financial future. One of my proudest achievements was assisting a single mother, who was told she couldn’t grow her portfolio after her second property, to build a portfolio worth over $5 million.
I’m passionate about helping my clients achieve their financial goals and reach the ultimate milestone of financial freedom. Whether you’re a first-time homebuyer, seeking the optimal mortgage structure, or a seasoned investor looking to expand your portfolio, I’m here to offer advice every step of the way and secure the best terms for your deal.
As your mortgage adviser, I’m committed to putting your needs first and providing honest, resourceful, and value-driven advice. I don’t just broker deals – that’s a given. I provide personalized, expert advice, which is what sets me apart.
I’m not one to beat around the bush. I communicate directly and help my clients understand their financial position’s strengths and weaknesses. I love seeing my clients acquire good assets or set up the right structure. Each success is a cause for celebration in our entire office.
In my spare time, I enjoy playing Table Tennis, computer games, and browsing property listings.”
– Zhiyang Cheng