Top Advisers 2025

Who made the list?

We’re proud to share that several of our advisers have been recognised on the Top NZ Adviser 2025 list. This award celebrates the very best in the industry – those who consistently deliver outstanding results for their clients, show leadership in their field, and set the standard for professional excellence in financial advice.

Congratulations to our advisers who have earned their place among the country’s top performers. Your hard work, expertise, and commitment to helping Kiwis achieve their financial goals have truly set you apart. We couldn’t be prouder of the impact you’re making every day.

#1 NZ Adviser

Zhiyang Cheng

#16 NZ Adviser

Simon McDonald

#31 NZ Adviser

Zirui (Ray) Wang

#37 NZ Adviser

Anna Savage

#49 NZ Adviser

Yan Huang

About Zhiyang

In many cultures, money is more than currency. It is energy. For Zhiyang, that energy isn’t just transactional; it is transformational. A tool to build connection, unlock opportunity, and help others live with greater freedom and intention. While people may approach him with questions about mortgages or financial strategy, the conversation often becomes something much bigger — how to retire earlier, build lasting wealth, and make meaningful choices with clarity and confidence.

Zhiyang is a senior adviser in a high-performing mortgage advisory firm, known for delivering guidance that is sharp, honest, and deeply strategic. He works with a diverse client base, from individuals seeking clarity on their next move to seasoned investors managing complex portfolios. Whatever the starting point, his focus remains the same: long-term clarity over short-term gain.

About Simon

With a rich background encompassing successful ventures as a Business Owner, Property Investor, and Military Leader, Simon brings a wealth of experience and a proven track record of delivering exceptional results to his clients.

Simon’s journey as a Financial Advisor at mortgagehq began with a passion for helping individuals and businesses achieve their financial goals. With an extensive understanding of the property market, Simon goes above and beyond to find mortgage products perfectly suited to each client’s financial circumstances. His personalised approach ensures that clients receive tailored advice, empowering them to make informed decisions about their financial future.

About Ray

Ray is a financial adviser with over five years of experience in the industry. He’s all about building genuine, trust-based relationships with his clients, recognising that financial planning is about more than just numbers – it’s about people!

With a dedication to clear and accessible communication, Ray ensures that his clients understand every aspect of their financial situation. He has a knack for simplifying complex concepts, empowering clients to make confident, well-informed decisions.

About Anna

With over six years of experience in the industry, Anna has a genuine desire to educate and assist clients on their path to financial freedom. Passionate about simplifying the process, Anna makes finance easy to understand with clear, straightforward advice that gets you where you want to be.

Specialising in working with first-home buyers and property investors, Anna brings a wealth of knowledge and expertise to the table. Whether guiding clients through their first property purchase or helping seasoned investors diversify their portfolios, Anna’s dedication to her clients’ financial well-being shines in every interaction.

About Yan

With a passion for property investment and a wealth of experience in the mortgage industry since 2021, Yan is dedicated to helping clients achieve their financial goals. As a property investor himself, he understands the importance of finding the right mortgage solution and has personally paid off his mortgage in just 7 years!

Yan is a proud father of two daughters – family values are at the heart of everything he does. When he’s not assisting clients with their mortgage needs, you can find him on the tennis court or enjoying a swim. His love for travel has taken him to various corners of the globe, including Europe, Cameroon, China, and his beautiful home country, New Zealand.

Your Mortgage Could Be Working Harder

After working with thousands of Kiwis, we found that most people don’t fully understand their true mortgage and property investment options. That’s why we built the Snapshot Tool — a state-of-the-art mortgage analyser designed to give you clarity on where you stand right now.

Your Snapshot calculates your available equity, borrowing power, break and refix costs, and even refinance options. It shows you what’s possible — whether you want to pay off your mortgage faster, grow your property portfolio, or help your kids into their first home.

Too many Kiwis stay stuck without a plan, upgrading their home every few years and maxing out their mortgage again. The Snapshot helps break that cycle by showing you the bigger picture and giving you a clear pathway forward.

Get Your Mortgage Snapshot

Take the quiz below to to uncover what’s possible

Client Reviews

Erica Gregory

Really appreciated the support from Zhiyang, Jason and team. They helped me structure my mortgage to good effect and their followup was always timely.

Janine Dunton

Simon & Kevin were awesome to deal with. Direct, honest, fact-based, & very reponsive to our needs. Would definately reccomend their services.

Thomas Joy

Special thanks to Ray, Shanel and Kevin. We had a new build preapproval, and title was delayed for three years. It was extremely stressful time but Mortgage hq especially settlement team renewed the pre-approval. Shanel is always approachable and only a phone call away. I definitely recommend Mortgage hq. Thanks again Ray, Shanel and Kevin for all your work behind the scenes and responding to all my emails and phone call. We finally settled and able to draw down the loan. Shanel was very helpful and accommodative.

Rosie Simpson

We really appreciated Anna’s advice and help this year. She is amazing!

Robin Spencer

Yan and Kevin have been great to work with, offering very good advice and support and they have been very prompt with everything. Highly recommend.