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Our Story & Team
Advisors & The Advice Process
Learn Mortgages & Property Investing
Mortgage Calculators

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Our Story & Team
Advisors & The Advice Process
Learn Mortgages & Property Investing
Mortgage Calculators

Our Story

The mortgagehq origin story

We started in 2015 to provide transparent advice and low rates to kiwis. Andrew explains the story and why NZ needed another mortgage adviser.

Investing in property since forever

10,000 years ago families were fighting over caves as a place to keep their family warm and store their wealth.

Meet the directors

Andrew and Blandon co-founded mortgagehq together in 2015.

Meet the whole team

Our advisers can achieve you fantastic results with the help of submission, servicing, and settlement specialists. Learn how our team works together for you.

Talk with our team

Book a 10-minute introductory chat. We can help clarify your current situation and immediate goals and match you with an adviser specialised in your situation.

Book your 10-minute chat
Advice Process

Meet the Advisers

Choose a mortgage adviser to work with you, broker your mortgage, and help guide you to achieving your property, mortgage and financial goals.

Mortgage Brokers - whose side are they on?

What does a mortgage broker actually do for you? Can you trust them?

Mortgage Advice - Our Process

Learn what to expect and how we help at every stage of the process.

Mortgage Rates

Current mortgage rates alongside historical data. Plus an explanation of factors you need to understand before choosing a bank and mortgage rate.

Pricing & Preapproval Options

How much does it cost to work with us? What are your options to get a pre-approval? And what other options are available for you.

Find your Advisor

Book a 10-minute introductory chat, we can help clarify your current situation and immediate goals then match you with an adviser specialised in your situation.

Book your 10-minute chat
Learn Property Investing

The Mortgage Lifecycle

We created this model to structure our education. Learn the typical pathway kiwis take to build their financial independence, identify your stage and what you should focus on now.

Free Article and Video Library

Watch and read from 100s of articles and videos covering topics such as ‘beginner mistakes to avoid’, ‘interest-only mortgages explained’, and much more.

Three 60-minute Masterclasses

All 3 stages in the mortgage lifecycle have a masterclass to unpack exactly where you are, what options you have now, and what strategies you should implement today.

Property Formula Workshop a 8 Week Course

Step by step instruction on how to build your portfolio. An extensive course with over 90 easy to digest videos, spreadsheet calculators, and access to an exclusive online community.

3 Property Accelerator a 7 Day Sprint

The first principles of the Property Formula Workshop over a 7-day sprint. If you are on the fence about the property formula workshop – start here.

$80,000 of Rental Income

Learn How to Build $80,000 of Rental Income in 5 Years, with our Stage 2 Masterclass. Results vary and you should have $100,000 of usable equity before entering stage 2.

What's in this Masterclass?

Login (Access Masterclasses)
Mortgage Calculators

Mortgage Snapshot (Borrowing Power Calculator)

Over 20,000 kiwis have used this tool! It can tell you your borrowing power and what options you have to save money on your mortgage. More in depth results are also emailed to you with explanations.

Mortgage Calculators

Compare major banks borrowing power calculators – there is nearly a $500,000 difference between results. Learn the math behind mortgage calculations and what factors have the largest impact.

Mortgage Repayment Calculator

Calculate your mortgage repayments for principal and interest lending or interest only lending.

Mortgage Free Calculator

See how long it will take you to get mortgage free, this calculator includes the ability to add lump sum repayments at regular intervals.

Instant Online Calculations

Discover all your mortgage options online with our advanced borrowing power calculator. Results include your borrowing power, restructure savings and more. Make informed plans and get mortgage free.

Use the Mortgage Snapshot
Work With Us

John Santos

Advisory Associate

Start your online application

Request a call

Attend our Property Formula Workshop

Contact Details:

0800 733 462

john@mhq.co.nz

Qualifications, Awards & Facts:

Important disclosure information

Download: declaration

Download: scope of service

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You could save +$3,700 per year.

Take our Mortgage Lifecycle Quiz to find out how.

Online Education

The Mortgage Lifecycle
Paid Masterclasses
Article & Video Library
Property Formula Workshop

Mortgage Advice

Mortgage Broker vs Mortgage Adviser
Meet the Advisers
Our Advice Process
Pricing & Rates

Get in touch

Contact Us
0800-733-462
[email protected]
1 Ara-Tai Road, Half Moon Bay

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