Thank you for enrolling in the 21 Days Property Investment Course.
You should get a confirmation email in the next few minutes, if you don’t please send a message through to education@mhq.co.nz and we can help you.
After graduating from the 21 days course the next step in your mortgage and property investment education pathway will be attending a masterclass. Choose The Right Masterclass for you.
Your journey to financial freedom will typically follow a path consisting of 3 Mortgage Lifecycle stages.
- Stage 1: Reduction. How To Pay Off Your Mortgage In 7 Years Without Increasing Your Repayment. Main goal: getting your home mortgage-free quickly, or building usable equity to recycle into an investment.
- Stage 2: Expansion. Build Your First $80,000 Net Passive Income Through Property Investing Within 10 Yrs. Main goal: refine your strategy for recycling equity, repeat, repeat, repeat… (If this is you, choose the investor classes).
- Stage 3: Optimisation. How To Infinitely Grow Your Property Portfolio Even If Your Banker Already Said “No”. Main goal: increase passive income, minimise time requirements, orchestrate big wins. (If this is you, choose the investor classes).
Client Feedback
Thank you to all of our clients. It gives us great pleasure to receive your feedback and hear the stories about how our help has impacted your lives.
Note: we used to be named iRefi.co.nz so older reviews refer to us that way.
- Great service from team at iRefi! Jeremy Grey has helped us to negotiate better mortgage rates and come up with the best scenarios for our lending situations. He has been very helpful and knowledgeable.
Dana Ruediger7/03/2019Daniel and Jack from MortgageHQ were outstanding in helping us through the sale and purchase process. They ensured we were always informed and aware of the latest updates and in the end got a great deal for us. Highly recommend MortgageHQ to anyone!
Kahn Hart10/14/2020I chanced upon iRefi's website while browsing for a mortgage broker in early 2017 to help sort out the finance for my new build. I entered my details on the website and Andrew called me in under 10 mins! As I was only due for... read moreI chanced upon iRefi's website while browsing for a mortgage broker in early 2017 to help sort out the finance for my new build. I entered my details on the website and Andrew called me in under 10 mins! As I was only due for settlement in Dec 2017. He told me that he will contact me again in Nov.
I wasn't expecting him to call me back but he did and he did and he did (as scheduled).....every time the settlement was delayed.
We worked with David Chamberlain closer to settlement. He was extremely attentive to our goals and requirements and helped tailor our loan to best suit our finances. We couldn't be happier with the interest rates/cashback that he managed to secure and the personalized service that he offered.
Cannot recommend iRefi enough. The level of service way surpassed our expectations. Look forward to working with you guys again!! read less Edwin Ng5/01/2018 - First home buyers - iRefi was the difference in us being able to afford our first home and being not quite ready. Having dealt with a number of other mortgage brokers from widely used agencies, we felt the difference at once - these guys are... read moreFirst home buyers - iRefi was the difference in us being able to afford our first home and being not quite ready. Having dealt with a number of other mortgage brokers from widely used agencies, we felt the difference at once - these guys are really here to help you achieve your goals realistically, not just saying they want to while asking you to take on a heavy loan on high rates. We had David and he was great, getting us fantastic rates and being really friendly overall. read less Jasmine Mok10/02/2018Zhiyang has been very helpful in our property investment journey. Love having someone in our team that helps us understand our situation (goals and borrowing capacity) and gives tips on how we can grow our portfolio further. Both Zhiyang and Fraser are very responsive and... read moreZhiyang has been very helpful in our property investment journey. Love having someone in our team that helps us understand our situation (goals and borrowing capacity) and gives tips on how we can grow our portfolio further. Both Zhiyang and Fraser are very responsive and made our first investment property purchase a breeze. Highly recommend MortgageHQ for their service and knowledge! ???? read less Mary P7/06/2021Great and professional services provided by these guys. Blandon, Yang, Ray and Frankie always provide excellent advices and quick response. Highly recommended. Edmond Wu7/07/2021
- Madhav was great to work with. I had a lot of questions, which he happily explained and broke down to a mortgage newb, like me. He gave us a couple of options for structuring and explained the benefits of each option. Madhav was warm and... read moreMadhav was great to work with. I had a lot of questions, which he happily explained and broke down to a mortgage newb, like me. He gave us a couple of options for structuring and explained the benefits of each option. Madhav was warm and personable, knowledgeable and efficient. Great communication - in fact he rang me just recently to follow up on how everything is going. Can’t beat that customer service! Thanks again Madhav for making a stressful time easy! Highly recommend working with Madhav at iRefi! read less Sama Dean1/10/2019Prompt efficient communication. It was great working with Zhiyang, Blandon & Ray in finding a way to restructure our Mortgage. Will defiantly recommend.
Chenny Chen9/11/2019I dealt with Jeremy who did all the hard work for me to get a great rate for refixing our mortgage. Jeremy was easy to get hold of when I needed and was happy to answer all my questions. It couldn't have been easier! I... read moreI dealt with Jeremy who did all the hard work for me to get a great rate for refixing our mortgage. Jeremy was easy to get hold of when I needed and was happy to answer all my questions. It couldn't have been easier! I would highly recommend iRefi if you need help to find the best interest rate deal! read less Myrneen McIntosh9/26/2017 - Many thanks to MortgageHQ, especially Zhiyang, for all the hard work done and patience! We now have a first home purchased. Much appreciated. 🙂 Adrianna Y9/14/2020The best finance experience I have ever DONE.
Very efficient system and awesome guys help me got my first investment property. Blandon is a hard working young man who can trust. I do will introduce my friends and relatives comes to him. Fabulous!!! Vivian Wang9/14/2017Incredible experience with iRefi on both my mortgage and insurances. Both teams had excellent communication and quite simply did not give up until the job was over the line to the best possible outcome. Highly reccomended.
Much Appreciated Blandon and Pooja Rob Donnelly11/06/2018 - Cairo and Yang were amazing, I don't think any other broker would have be capable of doing what they did. Thanks to them we were able to put an unconditional offer on the prefect property for us. They did it with only three days notice.... read moreCairo and Yang were amazing, I don't think any other broker would have be capable of doing what they did. Thanks to them we were able to put an unconditional offer on the prefect property for us. They did it with only three days notice. It was amazing work. read less Alice Young12/24/2022I had a really informative and helpful chat with Daniel from mortgagehq and strongly recommend them as experienced and knowledgeable professionals. Thanks very much for your time! Regan Stokes9/14/2020Great service from Zhiyang and Alex. Thanks for going over the details with us and help us getting the loan. Tao Jiang9/19/2022
- They provide great service every time we need assistance for financing our mortgage. Thanks for their efficient and fast communication and action, we have got the best deals out there. Much appreciated for Mortgagehq team's work. Lina Hong4/05/2022I was referred to go with Irefi for my mortgage.
Easy to use, easy process and worked with a bunch of professionals.
Would recommend to friends and family. Ka Yiu Li8/05/2017Had a great experience working with iRefi sorting out a new mortgage structure. My wife and I are both self employed which often makes life difficult with the banks but David went above and beyond to get us sorted. Would recommend IRefi - Online Mortgage... read moreHad a great experience working with iRefi sorting out a new mortgage structure. My wife and I are both self employed which often makes life difficult with the banks but David went above and beyond to get us sorted. Would recommend IRefi - Online Mortgage & Property Experts. ?? read less Brett Tomes1/07/2019 - Very efficient & clear.
Even wen i was already on a fixed rate, they were able to negotiate a cheaper rate with my bank, even with a fee to be paid but it still worked out that i would save more on this cheaper rate. Ma'a Saipele3/07/2019IRefi has been awesome to deal with. Madhav was really easy to talk to and was very responsive to all our many many questions. He made the process really easy to understand. Thank you very much. Seletar Lavini1/18/2019Blandon Leung and Dylan Brooks totally took the mystery out of securing the best possible mortgage rates and structure.
Blandon understood our financial position and goals with ease and was very quickly able to advise the optimal way forward. Saves my wife and I so... read moreBlandon Leung and Dylan Brooks totally took the mystery out of securing the best possible mortgage rates and structure.
Blandon understood our financial position and goals with ease and was very quickly able to advise the optimal way forward. Saves my wife and I so much time and effort in having to figure out all of the details ourselves.
The process was so smooth and could be all done from the comfort of a few short emails and phone calls.
Many thanks guys! read less Greg Rogan9/29/2017 - These guys are amazing, very efficient, quick and so easy to deal with. Simon was super helpful and made our process very smooth and easy! Thanks so much! Much appreciated! Mel Z6/13/2021Our mortgage was up for renewal. Will and Dylan were very helpful and acted promptly to ensure that we secured the favourable rates just before the banks increased the interest rates.Highly recommend the team at MortgageHQ as they go above and beyond. Billy Bui10/30/2021Zhiyang, Cairo and Marcia provided us with great service through the mortgage approval process - quick, easy to understand, and very responsive. We would definitely recommend mortgagehq for anyone out there - you won't be disappointed. We look forward to continue working with them. Rosemary Kwon11/18/2022
- We had been loyal to one bank for over 15 years. Thanks to Nitin, Blandon and the team at iRefi, we switched mortgage lender and made significant savings. Wish we’d done this sooner.
Aneel Monie6/26/2018Daniel Lipman and Yang Zeng were our mortgage advisors.They did a fantastic job being responsive and answering our many questions. Due to their expertise, we were able to narrow down our options in a short amount of time, which was important due to settlement being... read moreDaniel Lipman and Yang Zeng were our mortgage advisors.They did a fantastic job being responsive and answering our many questions. Due to their expertise, we were able to narrow down our options in a short amount of time, which was important due to settlement being such a short time frame away.They also organised everything from their end, including an urgent registered valuation, account opening, pricing and loan documents in the space of 1 week.Highly recommend for anyone looking for a mortgage advisor. read less Peter Liu11/30/2021David was thorough and committed to assisting us. He was genuine and happy to take the time to explain our options in a manner that could be easily understood. We were looking for something particular and these expectations were met exactly. Would recommend! Thanks guys! Phoebe Richardson6/02/2020 - Jeremy and Brandon's team at iRefi makes everything quick and easy. Our mortgage renewal/rollover is just one email away. They quickly respond to our queries/email for assistance. Everything's a breeze. We highly recommend them for anything you need with your mortgages. Divine Grace Banzon5/14/2020Absolutely awesome team who really take the guesswork out of mortgage's and all the processes around it. Can't recommend them highly enough. Rob Eden10/03/2021Blandon has been my mortgage broker for 2 years now, but this time Dylan arranged the roll over of my mortgage and a top up.
So it took a little time, but we got a very good rate from the bank and it was... read moreBlandon has been my mortgage broker for 2 years now, but this time Dylan arranged the roll over of my mortgage and a top up.
So it took a little time, but we got a very good rate from the bank and it was a very smooth transaction. thanks to all the other members of the team who were involved. Using a broker really does make a difference. read less Lorraine Lee12/11/2018 - Jack helped me get finance for my first investment property - he was resourceful and responsive. Will definitely continue to work with the mortgagehq team! Ray Wang3/13/2021Jack was quick to action things and provided the required information to make it easy to re-fixing our mortgage again. He made it easy for me and kept me informed via text message along the way!
Biren Patel10/11/2019Excellent company to deal with and really helped me in getting a property. Daniel Lipman was very professional and offered great advice. Highly recommend. Shane Mackereth1/16/2022 - I don’t have experience with other mortgage advisors however can’t say enough good things about Zhiyang and Ray from MHQ. I initially contacted MHQ when we were looking to purchase an investment property, and I wondered what options were out there that might work better... read moreI don’t have experience with other mortgage advisors however can’t say enough good things about Zhiyang and Ray from MHQ. I initially contacted MHQ when we were looking to purchase an investment property, and I wondered what options were out there that might work better for us than our current bank. We didn’t proceed at that time because I felt the timing was too tight, however MHQ followed up with me a number of months later and prompted a review of our situation.Zhiyang and Ray took the time to address any queries or concerns we had, and patiently explained things more than once if we didn’t quite ‘get it’.Ultimately MHQ did all the hard work and we ended up switching banks to better support our long-term goal. They negotiated better rates, better terms, and made the whole process really easy and seamless.Everything right from initial contact was super easy, I would highly recommend. read less Amber Ward6/13/2021Thanks Madhav for all of your help with restructuring our mortgage, we were able to save a substantial amount on our payments and stay with the same bank, avoiding costly legal fees, all without even having to go to the bank. Madhav did all of... read moreThanks Madhav for all of your help with restructuring our mortgage, we were able to save a substantial amount on our payments and stay with the same bank, avoiding costly legal fees, all without even having to go to the bank. Madhav did all of the hard work and made the whole process very simple and stress free. Great communication and always kept us informed every step of the way. read less Chris Thompson6/03/2018Everything we discussed, Mortgage HQ did. I am more than impressed and have achieved my shot term property goals with Zhiyang and Kevin's help. They are a professional Dream team! I am beyond happy I chose Mortgage HQ. Ash Mac7/28/2021
- Yan and Frazer have offer absolutely excellent help thru the whole process. Their patience and professionalism is second to none. I have dealt with so many different mortgage brokers, everyone would sort of give you a big hope at first place. But Yan has got... read moreYan and Frazer have offer absolutely excellent help thru the whole process. Their patience and professionalism is second to none. I have dealt with so many different mortgage brokers, everyone would sort of give you a big hope at first place. But Yan has got the deal almost same as what he first estimated, even it is some hiccups in between. I would definitely recommend MHQ to anyone needs finance. read less Daphne Deng11/02/2022My experience with mortgagehq, Alejandro made things easy and less stressful.When I didn't understand parts of the process Alejandro made things easy, understandable and didn't give up on us. Always keeping us updated throughout each step and never was he impatient. Thank you so much... read moreMy experience with mortgagehq, Alejandro made things easy and less stressful.When I didn't understand parts of the process Alejandro made things easy, understandable and didn't give up on us. Always keeping us updated throughout each step and never was he impatient. Thank you so much for all your hard work Alejandro. Look forward till next time ????????. read less Cathy Puna-Samuel2/13/2021We would like to sincerely say a massive thank you to Dylan and the Mortgage HQ team. We worked with Dylan in the last couple months and he was tremendous from the start. Being a first home buyer, there are a lot of unknowns. Dylan... read moreWe would like to sincerely say a massive thank you to Dylan and the Mortgage HQ team. We worked with Dylan in the last couple months and he was tremendous from the start. Being a first home buyer, there are a lot of unknowns. Dylan made sure to explain and guide us throughout the process and we definitely could not have gotten this far without his help. He was always quick with replying any questions we had. I strongly recommend Dylan and Mortgage HQ. Looking forward to continually work with them! read less
Chris Hipolito12/21/2020 - Have been with Mortgagehq for over 5 years now and they have always helped me secure the best rates available in the market. Prompt, fast and very easy to deal with. Once again appreciate all your assistance. Prince Khobragade9/30/2021Raise your hand if this process is normally an anxious one! We had our hiccups initially (I suspect it is due to the insane market at the end of 2020) but when crunch time came, Blandon, David Chamberlain, and Yang really pulled through. Thanks everyone! Tim Naik1/14/2021Great services provided by the MortgageHQ team! Frankie and Jack provided excellent advise and services for my mortgage restructure. They are also very patient in explaining everything ! Blandon's videos are great to watch too! Highly recommended! Patrick Yeung6/07/2021
- Mortgage HQ have been a huge help to me in the past and were again when it came time to refinance recently. Jeremy provided fantastic advice and along with Kevin got the job done with ease. Highly recommended to talk to the team at Mortgage HQ. Matt Klee11/02/2022Can't thank the Irefi team enough for the re-finance they secured for me. Irefi provided a professional service with great communication right throughout the process. I look forward to working with the team again in the future.
Daniel Versteeg9/01/2019Zhiyang and his team were an absolute godsend. They were able to assist me in getting the finance required for my purchase and went over and beyond in getting the best deal for me. Would highly recommend mortgage hq to anyone looking to get finance... read moreZhiyang and his team were an absolute godsend. They were able to assist me in getting the finance required for my purchase and went over and beyond in getting the best deal for me. Would highly recommend mortgage hq to anyone looking to get finance as Z and his team make it an absolute breeze! Thank you guys! You've been fantastic! read less Julia Leenoh1/29/2023 - Thanks Dan for getting us an even better rate than the bank offered us, helping us explore our options for fixing periods and the best way to go forwards to be mortgage free quicker. Great communication, great service I would highly recommend giving Dan... read moreThanks Dan for getting us an even better rate than the bank offered us, helping us explore our options for fixing periods and the best way to go forwards to be mortgage free quicker. Great communication, great service I would highly recommend giving Dan a call if your home loan is up for renewal. read less Karen Mawson3/28/2018Had a great experience with Daniel. He provided me some fantastic advice tailored specifically to my difficult situation. Highly recommended and looking forward to working with him again in the future. michael walker9/14/2020Matt and Blandon were super helpful, knowledgeable and professional while working to secure us a mortgage. The expertise and advise was top quality and we are very happy with the end result. Shaun Wallace4/19/2022
- I recently used MortgageHQ to refinance a property and particularly wanted to give a big shout-out to Simon McDonald for all the help and support he provided in helping me navigate the many forms and bank documents that are now required due to the CCCFA... read moreI recently used MortgageHQ to refinance a property and particularly wanted to give a big shout-out to Simon McDonald for all the help and support he provided in helping me navigate the many forms and bank documents that are now required due to the CCCFA rules. While the advisors often get the credit and accolades for fronting the business, it is the support staff that make the difference between a good and a great customer experience. For his excellent customer service and attention to detail, Simon deserves a big shout out. read less Phil Gardiner10/12/2022“I can’t thank the mortgage group enough for helping me buy my property in after being let down at the last minute by one mortgage adviser David worked tirelessly to secure me a mortgage and he kept me informed of what was happening... read more“I can’t thank the mortgage group enough for helping me buy my property in after being let down at the last minute by one mortgage adviser David worked tirelessly to secure me a mortgage and he kept me informed of what was happening every step of the way
The mortgage group will be top of my list to anyone who asks for a recommendation I will certainly use them in the future”
Thank you David and Fraser
Your kind assistance would highly be appreciated by Anita & Sudesh read less Anita Devi Prasad3/11/2021I've tried to be my own mortgage broker in the past and have always found that IRefi have gotten me a lower interest rate than what I could negotiate on my own. Have used them for 2 years running now when refixing rates. Solid advice... read moreI've tried to be my own mortgage broker in the past and have always found that IRefi have gotten me a lower interest rate than what I could negotiate on my own. Have used them for 2 years running now when refixing rates. Solid advice that takes into account your individual needs and preferences coupled with excellent and prompt service. Dylan Brooks is an absolute pleasure to work with. read less 
JWD D11/11/2019 - MHQ team are fantastic to deal with and have really understood our needs. They've been proactive and innovative at finding the right solutions. Thanks MHQ James Lee11/30/2021Ray and Daniel really helped us get the most from our mortgage. A great team. Would highly recommend these guys. We'll be back! Kylee Hanlon-Judd6/29/2021Anna was so helpful and made our refinancing a breeze. Very knowledgeable and efficient. If you are looking for a company who knows their stuff and is client focused, these guys are fantastic. Antonia McNaughton2/09/2023
- These guys and gals are always super helpful. Very impressed and happy with the way they run their business and client relationships. Can highly recommend them to anyone wanting mortgage advice and assistance David Lelo5/25/2021IRefi are the people to deal with if you know nothing about finance (like me) but have a feeling you should have your money working harder for you! Dylan was fantastic (and very, very patient) answering all of my questions until I understood how... read moreIRefi are the people to deal with if you know nothing about finance (like me) but have a feeling you should have your money working harder for you! Dylan was fantastic (and very, very patient) answering all of my questions until I understood how it all worked. We are refinanced with a brilliant rate, have cash back and an investment property! Living at the other end of the country didn’t matter in the slightest, which was handy as the local mortgage broker we contacted didn’t even call back! IRefi are next level experts and now we know that we will continue to work with them. read less
Lisa Christie8/11/2019Spent time with me to explain so that I fully understood the situation and their advice. Happy with the service. Ming Yun Chan8/26/2021 - First time using a broker and really pleased we did. Zhi was easy and knowledgeable to deal with and helped us find a lender that could work with our requirements when we were under pressure with an auction date looming. Thanks Kathryn Foley4/13/2021These guys are amazing, very efficient, quick and so easy to deal with. Simon was super helpful and made our process very smooth and easy! Thanks so much! Much appreciated! Melanie Z6/11/2021Mortgage HQ was recommended to me by someone in the industry. I had never used a mortgage broker before but I had no doubt from the start that I was in the hands of professionals. I cannot recommend Blandon and his team highly enough. Glen Smith6/13/2021
