How To Pay Off Your Mortgage Faster

Imagine the freedom of owning your home outright years earlier than planned!

You may choose to refinance to shorten your loan term, reduce your interest rates, and take control of your financial future with expert advice and tailored solutions from our team of independent mortgage brokers and financial advisers.

From a debt consolidation loan (into your mortgage) to a home loan mortgage refinance we’re here to help you achieve your goals faster.

We can provide support on some simple strategies and tips to help you manage your risk to grow your rewards so we can accelerate you on your journey toward financial independence, security, and abundance within the next ten years.

We simplify this with The Mortgage Lifecycle because your wealth-building journey becomes easier once you know what is required.

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"If you set the right goals, you can achieve them and enjoy your rewards."

– Blandon Leung – Managing Director of mortgagehq

 

Everyone loves big goals. But big goals don’t help you take immediate action.

 

  • You may dream of a life where you are 100% confident your kids eat healthily, are well educated, and you can help them into their first home.
  • You may dream of starting a business. And you imagine starting from a position of strength, like being mortgage-free.
  • You may not care much about money as a goal. But dream of the freedom to follow your passions.
  • You may dream of becoming a developer and building homes for Kiwis to live in.

 

But how do those dreams help you today, and tomorrow? They don’t. Use The Mortgage Lifecycle to break your big goals down into actionable steps.

50K+

Kiwis have trusted mortgagehq to review their mortgages.

$2 Billion+

Wealth-building-mortgages under management.

500+

Five-star ratings on Facebook & Google.

Pay off Your Mortgage Faster

Are you a homeowner dreaming of financial freedom? If so, we’ve no doubt you’re already implementing some of these mortgage and debt reduction strategies to shave years off your mortgage:

Boost Your Savings

Not putting spare cash into your savings accounts because it pays less interest than the cost of your home loan interest.

Clear Debt

Cleared all debt charging a higher interest rate than your current mortgage rate by refinancing to consolidate your debt.

Revolving Credit

A revolving mortgage means you can make early mortgage repayments so you have the flexibility of have cash available as well as paying off your home loan sooner, without facing bank repayment penalties.

If you still need to take steps to obtain your goals, The Mortgage Lifecycle can help you break down your big goals down into actionable steps.

Take our Quiz to Get Started

This Client Bought 6 Investment Properties and Invested in a Property Development in 1 Year

Get Better Interest Rates

Use our mortgage and refinance services to secure the best possible rates.

Lower Monthly Payments

Refinancing your mortgage can significantly lower your monthly payments and save thousands in home loan interest over the life of your loan.

Stress Free Process

Our team ensures the process is smooth and stress-free, whether you're exploring mortgage loan refinance solutions more broadly or looking for bank-specific refinance.

Make Your Dream a Reality

Start saving money today while making your dream of financial freedom a reality.


If you still need to take steps to obtain your goals, The Mortgage Lifecycle can help you break down your big goals down into actionable steps.

Take our Quiz to Get Started

Simplify with Debt Consolidation

Create a clear roadmap to financial freedom through property investment.

Reduce Financial Stress

Consolidate your debts into a single, manageable payment with a debt consolidation loan.

Save on Interest

We create strategies to help you save on interest via late bill consolidation loans to loan and debt consolidation.

Simplify It

Imagine simplifying your finances while staying on track to own your home sooner.

If you still need to take steps to obtain your goals, The Mortgage Lifecycle can help you break down your big goals down into actionable steps.

Take our Quiz to Get Started

Protect Your Future With Insurance

Protection

Life is unpredictable, but your finances don’t have to be.

From life insurance to income protection insurance, we help you safeguard your family and your future.

Our Team

Our mortgage brokers and financial advisers work with leading insurance advisers/brokers to find the right life, income protection and health insurance cover plans for your needs.



For Everyone

Whether you’re a family looking for private medical insurance or a small business owner needing business insurance insights, we’ve got you covered.

Rest easy knowing your financial stability is protected against life’s uncertainties.

If you still need to take steps to obtain your goals, The Mortgage Lifecycle can help you break down your big goals down into actionable steps.

Take our Quiz to Get Started

Why Choose Us?

With lots of experience helping homeowners like you, our independent mortgage brokers and financial advisers specialise in turning equity on a house into actionable property investment opportunities. From understanding mortgage and refinance options to helping you calculate mortgage repayments, we ensure you’re set up for long-term success.

Assess Potential Profits:

Use our tools, like the rental yield calculator, to make data-driven decisions.

Transparency:

Clear, upfront communication about risks, fees, and outcomes.

Personalised Solutions:

Clear, upfront communication about risks, fees, and outcomes.

If you still need to take steps to obtain your goals, The Mortgage Lifecycle can help you break down your big goals down into actionable steps.

Take our Quiz to Get Started

Featured Across New Zealand's Top Platforms

Join Our Growing List of Happy Kiwis

Ronan Shun 5 Star Google Review
January 2021

It was great dealing with Frankie and Zhiyang. They were proactive, honest, informative and straightforward. Highly recommend this team.

Marie Su’a 5 Star Google Review
May 2021

Replied to an email and in no time at all, my mortgage was refixed and potential savings not to mention years OFF my mortgage repayment schedule were finalised and organised. Alejandro was easy to communicate with and very efficient. I am usually a bit hesitant about this sort of thing, but if I hadn't responded I would not be reaping the benefits. Thank you mortgagehq for the awesome service.

Ligi & Matt Toua 5 Star Google Review
January 2021

What we appreciated was the honesty and the options they provided to make things easier for us. But the biggest highlight for us is knowing that we have a better understanding of how to structure our mortgage, how to save better and how we can possibly pay our mortgage off faster, if we stick to the plan. This is something that our last 2 mortgage brokers did not do for us!

Ian Fraser 5 Star Google Review
April 2021

Anna from MortgageHQ was amazing to deal with. I chatted to her a year ago and ended up just staying with my bank. However this time around with banks offering cash back offers. She knew exactly what we were looking for. While moving banks has been a pain, Anna's side of it has been great. Thank you and will see you again in 3 years.

Michelle T 5 Star Google Review
March 2021

I have had the easiest time renewing our mortgage. I am very impressed with Zhiyang & Frankie, they made the process so simple and were there to answer any questions and provided confident advice. They found us a great rate, a far better deal than I ever would've. They put our money to much better use. Thank you so much guys you were amazing, far less stress with a great outcome.

Hastin Ramadeen 5 Star Google Review
April 2021

As a first-home buyer, I had no idea where to start, but Kevin and Simon at Mortgage HQ made the whole process simple and stress-free. They explained everything clearly, answered all my questions, and guided me through every step of buying my first home. Couldn’t have done it without them. Highly recommend!

lynda trembath 5 Star Google Review
November 2020

Great experience!! Frankie took the time to explain every step of the process and answered all questions and gave me confidence in my decisions.

Shay O’Neill 5 Star Google Review
November 2020

We used mortgagehq to help us get a mortgage for our first house. Our broker was excellent and talked us through the entire process and explained the best options for us. He was always available to talk even outside of normal work hours. Buying a house for the first time can be quite stressful so having someone there to help us through the process really made things so much easier. I would definitely recommend using mortgagehq.

Emma Chen 5 Star Google Review
February 2021

This is our second time using mortgagehq, Blandon and the team were very helpful in providing options and explaining the different loan structures.

kawo chan 5 Star Google Review
December 2020

I had an excellent experience working with Dennis for my home loan. He is highly efficient, responsible, and always kept me updated throughout the process. Everything was handled smoothly and on time, making the whole experience stress-free. I truly appreciate his professionalism and dedication, and I would highly recommend Dennis to anyone looking for a reliable mortgage manager.

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Start Your Journey Today

The path to wealth starts with one step: unlocking the potential of your home. Whether you’re looking to refinance your house loan or explore properties for investors, our independent and expert financial advisers are here to help.

Schedule a free consultation today and learn how to use equity to buy a second home, and your wealth, with confidence.

Book Your 10-minute Obligation-free Chat.

Whether you’re a first-time investor or ready to grow your property portfolio, our experienced mortgage brokers and financial advisers are here to guide you every step of the way.

They are dedicated to achieving the best outcomes for you.

Book your call now. We’ll email your booking confirmation email to you.