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Financial freedom is not some myth. It starts when your passive income (income from your investments) contributes meaningfully to your expenses.
We can provide support on some simple strategies and tips to help you manage your risk to grow your rewards so we can accelerate you on your journey toward financial independence, security, and abundance within the next ten years.
Structured education so you conquer your worries about mortgage and interest rates to grow your property portfolio.
Our team of lending brokers can help you avoid mistakes by understanding the future consequences of today's actions to grow your wealth strategically.
We can help you understand how to pay off your mortgage faster by providing simple strategies, like how to leverage your mortgage and manage your risk.
Align yourself with like-minded people who also dream of financial freedom and are motivated to achieve it.
Keen to meet one of our advisers and put a face to our name?
They are dedicated to achieving the best outcomes for you.
Book your call now. We’ll email you a confirmation email.
Replied to an email and in no time at all, my mortgage was refixed and potential savings not to mention years OFF my mortgage repayment schedule were finalised and organised. Alejandro was easy to communicate with and very efficient. I am usually a bit hesitant about this sort of thing, but if I hadn't responded I would not be reaping the benefits. Thank you mortgagehq for the awesome service.
What we appreciated was the honesty and the options they provided to make things easier for us. But the biggest highlight for us is knowing that we have a better understanding of how to structure our mortgage, how to save better and how we can possibly pay our mortgage off faster, if we stick to the plan. This is something that our last 2 mortgage brokers did not do for us!
I just want to take a moment to thank Jeremy and his team for all their help during my first home hunt process. Jeremy’s wealth of knowledge on the finance stuff is stunning. I always enjoyed and learned from our discussions. He has shown lots of patience under many circumstances. Though I was bugging him with multiple emails for different properties, he was responded to every single email on time, never missed one. I look forward to working with him in the future.
I have had the easiest time renewing our mortgage. I am very impressed with Zhiyang & Frankie, they made the process so simple and were there to answer any questions and provided confident advice. They found us a great rate, a far better deal than I ever would've. They put our money to much better use. Thank you so much guys you were amazing, far less stress with a great outcome.
Zhiyang and Yang were excellent in sorting out our new mortgage. Zhiyang in particular was on the ball and super proactive, always flexible with my work commitments getting in the way of appointments too. Very happy with their service, and looking forward to taking an even more proactive approach to our finances. Would recommend them to you, as I have to our friends who are in the market.
Jack was professional, responsive and very easy to work with to find the right mortgage and payments options for us. The work Jack did for us was excellent in short. Our bank transition was seamless. If you're wanting to get ahead with your mortgage repayments, change banks or restructure your mortgage to do some renovations as we did, then speak to these guys, they know what they're doing!
We used mortgagehq to help us get a mortgage for our first house. Our broker was excellent and talked us through the entire process and explained the best options for us. He was always available to talk even outside of normal work hours. Buying a house for the first time can be quite stressful so having someone there to help us through the process really made things so much easier. I would definitely recommend using mortgagehq.
This is our second time using mortgagehq, Blandon and the team were very helpful in providing options and explaining the different loan structures.
Worked with David for about 12 months on various properties until we found our dream home. The team were fast & responsive, worked constructively with the bank to get a great deal and work through some application complexities and overall a very human approach. No silly questions on our part - we were guided every step of the way. Highly recommended and just made the process much easier.
Kiwis have trusted mortgagehq to review their mortgages.
Wealth-building-mortgages under management.
Five-star ratings on Facebook & Google.
The wealth-building lifecycle is about managing your risks and rewards to become wealthy. We simplify this model with the acronym LIFE because your wealth-building journey becomes easier once you know what is required.
Leverage adds an advantage. Intelligent leverage is borrowing from your future-self to buy an appreciating asset like a property investment where you can create income to recycle into your next investment.
You can use leverage to accelerate your property investment returns because the rewards can be bigger and compound faster.
We can show you how to:
Align your habits and skills to help you achieve your goals.
Build a strong financial foundation to grow cash flow properties and capital gains that exceed the rate of inflation.
Focus on yield so you can balance your cash flow with equity growth to get the most out of your borrowing power, like identifying IRD interest deductibility.
Life happens. The last thing you want while you’re building your wealth is to encounter a setback, like losing your job or a medical condition, where you have to sell an income-generating asset to cover your expenses.
We combat predictable medical challenges like cancer and illnesses likely to impact your financial freedom journey by recommending you have the right insurance in place, such as health insurance, income protection insurance, and life insurance.
While on your wealth-building journey, you should always protect yourself against inevitable mishaps and disasters.
To reduce your risk, we can:
Help you understand how insurance is an investment, not an expense.
Assess your risks and requirements to ensure your income continues to help you get rich despite what life might throw your way.
Provide life insurance quotes to small business insurance.
Throughout your journey, you want to make sure you’re getting advice on the most appropriate KiwiSaver and other managed funds for your risk appetite.
We complete regular check-ins to:
Manage your strategic asset allocation and ensure your KiwiSaver and investment funds are aligned with your risk tolerance throughout your life’s changes.
Ensure your income allocation tactics are aligned with your investment strategy.
Rebalance the distribution of your income across your assets.
It’s critical to have a goal in mind that you can work back from. You can create a plan to take 100 different steps over ten years to make your wealth-building journey manageable.
You have to think and have an honest conversation with yourself about what this might look like – is it:
Imagine a future where your investments work for you. One of the most reliable ways to build wealth is through property investment. Whether you’re a beginner looking for rental property or an experienced investor wanting to access alternative real estate investment strategies, we’ll show you how to grow your passive income from investing in property. Explore the best cities for property investment and strategies to help you get rich through real estate.
With lots of experience helping homeowners like you, our independent mortgage brokers and financial advisers specialise in turning equity on a house into actionable property investment opportunities. From understanding mortgage and refinance options to helping you calculate mortgage repayments, we ensure you’re set up for long-term success.
Use our tools, like the rental yield calculator, to make data-driven decisions.
Clear, upfront communication about risks, fees, and outcomes.
Clear, upfront communication about risks, fees, and outcomes.
Partner with a mortgage broker and financial adviser near you who understands your dreams and can help you achieve them.
Schedule a free consultation today and learn how to grow your wealth, with confidence.
Keen to meet one of our advisers and put a face to our name?
Our mortgage advisers are dedicated to achieving the best outcomes for you.
Book your call now. We’ll email you a confirmation email.
January 2021