Bad news: New Zealand is in lockdown. Globally many people are sick.

Good news: we, the government, and the banks are working to help you.

As covid-19 puts enormous pressure on economies and families worldwide we are striving to ensure we can help you with your mortgage through this time. We will continue working. We have all switched to working from home, all consultations are now virtual either via video conference or phone call.

We believe there are three main strategies to implement right now, depending on your current situation and goals. 

  • Strategy 1: Defend cashflow 
  • Strategy 2: Opportunity seeker 
  • Strategy 3: Reduce debt 
To have someone assess your situation and prepare your options book a call with a mortgage adviser

Our partners

Our team is working hard to understand and interpret the relief products the banks and government are implementing to ensure we can all get through this together. If you have loans with any of these providers – get in touch to discuss your current options. 

  • ANZ Bank
  • Westpac Bank
  • Liberty Finance
  • SBS Bank
  • Cressida Capital
  • Heartland Bank
  • ASB Bank
  • BNZ Bank
  • Bluestone Mortgages
  • First Mortgage Trust
  • Basecorp Finance
  • Avanti Finance
  • Kiwibank
  • TSB Bank
  • Resimac Home Loans
  • Merchant Banking Group
  • PIC
  • And More...

Our team

Why choose mortgagehq? the people. 

Senior Adviser & Owner
Registered Financial Adviser FSP304266
Bachelor of Business: Finance & Management
2018 & 2019 top 5 Adviser in New Zealand as judged by NZ Adviser.
7B450704-CAEA-4A08-A11D-EAEED9DAA6CB__iRefi logo 5600x1708

After four successful years,
iRefi has outgrown its brand. 

What started as a fledgling mortgage brokerage focused on helping kiwis refinance mortgages has matured into a highly driven company hunting pragmatic results for clients and stakeholders, then guiding them down the pathway to property goals.

mortgage hq logo

It is time for a new brand.

A brand that better represents who we are and who we are striving to become over the next five years.


Frank. Engage in open and honest conversations, broach tough subjects and always admit when you don’t have the answer.

Ownership.  When trusted with a task or client, take full ownership, refuse to blame others or circumstances.

Resourceful. Use all available resources to find clients the best outcome possible.

Real talk, real results.